03-07-2013 05:08 PM
693!!! almost 700!!!!
from 603 in October 2012 90 pts in 5 months!!!
03-07-2013 05:28 PM - edited 03-07-2013 05:30 PM
Holding steady at:
I really want that last five points!
Forget the 5 points your score currently is very impressive!!! CONGRATS!!
Thanks, LS and everyone else. At this point in life, I don't worry so much about credit lines, CLI's etc. It's ALL about the score with me. It stems from my obsession to get the highest possible score, which stems from my obsession to get a 4.0 in college years ago, which I did! To me, it's ALL about the score. I NEED that 5 points like others need new TL's or CLI's. I constantly tweak with letting balances report (or not) and I'll get that 850 some day. 850 is possible with TU08, but not with any of the 04 models. From what I've read elsewhere, 818 (I'm currently at 817) is the max you can get from the EQ Beacon 5 score (Myfico), 842 is the max you can get with Experian's version II, and it's 830 something for the antique TU98 score (Myfico). So, my quest continues....
03-07-2013 06:41 PM - edited 03-07-2013 06:42 PM
Holding steady at 683 for the 3rd month in a row. Really wish I could see my experian score, since my last baddie has fallen off of there, but my reporting util is 14% right now, so it wouldn't be my "maximum" score.
03-08-2013 07:32 PM
Up 7 points!!!
03-09-2013 07:39 AM
+ 2 points to 652. Baby steps!
03-09-2013 11:23 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.