March Walmart TU Fico

b_Rad · ‎03-07-2013

I'm only up 25 from 583 to 610. I can't wait to get back to the 700s and then 800s

Starting Score: 583 February 16, 2013
Current Score: EQ 634 April 11 TU 645 (Walmart) April 2013
Goal Score: 700

Take the myFICO Fitness Challe

youngandcreditwrthy · ‎03-07-2013

Ugh my stupid FICO didn't change.
Stuck at 690 on TU... But that's even with that new Citi account reporting and two nearly maxxed out cards lol!

emptypockets · ‎03-07-2013

Mine dropped 10 points, from 780 to 790. My utilization has been roughly the same, but some of my old accounts fell off TU this month, lowering my oldest account age to 12 years (it was 19), and dropping my AAOA to 4 years (it was 5). The explanation of the score says "You have not established a long revolving credit history."

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797

bobomb01 · ‎03-07-2013

Up 16... Shooting for 760+ again.

FICO: 754, (Walmart TU, 9/4/13)
Wallet: AMEX Gold, and cash.
Chase Freedom (5000), Capital One Venture1 (4750), CU Visa (5000), Discover More (5500), Walmart Discover (7500), Barclays Visa (2000)

high_lander · ‎03-07-2013

Seems to be some discrepancy here. I just checked WM TU, and it dropped 10 points. One reason said "You have relatively few accounts that are in good standing." I was like "What the???" So I jumped on here and pulled the paid reports. Everything looks golden and my scores actually went up! It even has the recent accounts I added in Jan, but not my new Citi Diamond which just got added. It has it in the Inqs.

Hmmmmm.....

Starting Score: 590
Current Score: TU 712 EQ 704 (both from myFICO)
Goal Score: 850

Take the myFICO Fitness Challenge

wreith · ‎03-07-2013

I was at 675 in Jan dropped to 666 in Feb and now 702. TU is my worst CR with a collection on it.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800

VirtualCuriosity · ‎03-07-2013

Up 10 points

TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15

burntreality · ‎03-07-2013

Wahoo, up 6 points from last month.

Starting score: 513 (Pulled from MyFico)
Current Score: EQ=735 TU=744 EX=746

dddewdrop · ‎03-07-2013

@high_lander wrote:
Seems to be some discrepancy here. I just checked WM TU, and it dropped 10 points. One reason said "You have relatively few accounts that are in good standing." I was like "What the???" So I jumped on here and pulled the paid reports. Everything looks golden and my scores actually went up! It even has the recent accounts I added in Jan, but not my new Citi Diamond which just got added. It has it in the Inqs.

Hmmmmm.....

Maybe your average age of accounts AAoA went down if you added a tradeline. This would make your score go down temperarily...

Link to my Rebuild Log

desie25 · ‎03-07-2013

went up 10 pts so I am happy still just 640 but I am getting there

Starting Score: 522
Current Score: 625
Goal Score: 700

Take the FICO Fitness Challenge

Re: March Walmart TU Ficopped

Re: March Walmart TU Fico

Re: March Walmart TU Fico

Re: March Walmart TU Fico

Re: March Walmart TU Fico

Re: March Walmart TU Fico

Re: Walmart TU Fico

Re: Walmart TU Fico

Re: March Walmart TU Fico

Re: March Walmart TU Fico