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Regular Contributor
Posts: 207
Registered: ‎02-27-2013
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Re: Marriage?


webhopper wrote:

In a marriage,

You can add your spouse as either a co-owner, or an authorized user of your credit card, depending on the individual issuer.

 

My husband is an authorized user of several of my account, to help him re-establish good credit in his own name. I am not an AU on any of his accounts.

 

I think its important to have accounts that are joint, but also to have individual accounts.  Keep in mind that if your spouse is an AU on your credit card account, and he/she runs up the bill, you are responsible for paying it....

 

A lot of divorces happen due to financial trouble when one of the spouses can't control spending.


 

 

When you started monitoring this account in your husband  CR...  How does dating worked out ?

 

 

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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Marriage?

It boosted his scores tremendously... To the point where he could get his own PRG and Barclay card

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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