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Marriott Premier as flexible spending account...

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Anonymous
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Marriott Premier as flexible spending account...

I didn't realize this card would report this way. I have 5k limit; but it is a visa Sig. Do these accounts always report this way?

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Marriott Premier as flexible spending account...

Yes as it is technically flexible (allows you to exceed the credit line or revolving limit). As to how FICO deals with it, same as a credit limit (not flexible spending limit).
Message 2 of 5
Anonymous
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Re: Marriott Premier as flexible spending account...

I saw my CR today, and it's reporting as a revolving account, instead of a CC. 

Message 3 of 5
joedtx
Valued Contributor

Re: Marriott Premier as flexible spending account...


@Spider15 wrote:
Yes as it is technically flexible (allows you to exceed the credit line or revolving limit). As to how FICO deals with it, same as a credit limit (not flexible spending limit).

AVV,

 

Is there an advantage to this type of reporting?

 

Thanks!

Message 4 of 5
Anonymous
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Re: Marriott Premier as flexible spending account...

Not all Visa Signature cards report as flexible spending. My NFL card does, my eBates card doesn't.

Message 5 of 5
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