Re: Marriott Visa Sig Pre Approval--Go for it???

Aspireto850 · ‎10-23-2012

Hi all,

I need some advice. I received a Pre approval or Pre qualification for the Marriott Signature Visaunissued by Chade bank which I'm interested in allying for. Will they use Chase criteria/scoring methods or ones defined by Marriott for issuing an approval or declination?

I ask because despite my best efforts, I've only been able to get a $500 CL with Chase even though I have higher with two other primes; all 3 of which are only opened since late August. Just don't want to waste an inquiry if I don't have a shot in hell.

Elcid89 · ‎10-23-2012

Chase determines the underwriting standards for all of their products. Marriott is just a partner.

I will say that Chase can be very very very inquiry sensitive. If you've piled up more than 3 or 4 in the last 6 months, I'd wait. Your call though.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Aspireto850 · ‎10-24-2012

Thanks, is it likely I will get the same treatment from Chase on this card? I had to do a recon to get I itial approval for the card?

Marriott Visa Sig Pre Approval--questions???

Marriott Visa Sig Pre Approval--questions???