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Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Greers wrote:
My discover card fico score just reported 675. What fico do they use
"Discover provides your scores based on information from your TransUnion credit report on your statements and online so you can stay on top of your credit and avoid surprises."
Google.
I was denied with a 680 TU Fico 8 and the very next week approved when my TU Fico 8 went to 693. YMMV
While some are able to obtain at a slightly lower score...I'd suggest waiting until your 690+ on TU.
@Greers wrote:
•Walmart $5000 CL•
•JCPenny $4000 CL.•
•Care credit $1000- $ 4000 CL.•
•Old navy $200-$3500-$5000 CL.
•TJMAXX. $ 2500 CL•
AEO. $175-$2000 CL.•
•Amazon $ 1400 CL.•
With my synchronyBlume up should I get a Marvel. I applied before and got denied but my credit has seen gotten better.
id say go for it. i have legit about 20 Synchrony cards with limits that started small (still have a bk7 reporting from 9yrs ago) that now have grown into the thousands CL. Score necessarily tends not to be a factor, but rather history with them. I app'd for the Marvel Card yesterday and got a 1500 CL but called Credit Solutions right after and jumped to 6k. You should be approved with 675.