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Established Contributor
Posts: 853
Registered: ‎03-21-2008
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Massive CLI from Macy's AND (drum roll please....)

     I just called Macy's and asked for a CLI, the CSR that answered the call asked how much I was looking for and I told her $100-$200, (I was at $400, I got the card in Dec. 2007, it started at $100).  She said that she had to transfer me to the credit department, so I waited on hold for about 5 minutes listening to "Every Breath You Take"...lol.  Then another lady came on the phone and said hello Mr. U_E, congratulations, we were able to approve you for a "guideline increase" to $2000.  :smileysurprised::smileysurprised::smileysurprised: I was stunned!!!  I think I even yelped...lol.  She then explained that the reason I got a low limit to start with was because they wanted to see how I handled the account for 6 months.  (I usually buy $60-$80 every couple months and PIF before the statement cuts).  She then said was there anything else I can help you with?  A loud bell went off in my head just about that time and I said, "Yes, would it be possible to see if I qualify for the Macy's Visa?  Or would I have to apply for it?"  She said, "Let me check on that for you" and put me on hold for another few minutes and came back and said that she talked to her supervisor and that I would be approved for the Visa but since it's a different department, she said it would take up to 2 billing cycles for it to go through and to receive the card.:smileysurprised::smileysurprised::smileysurprised:   WOW!!!  Talk about a "Jaw Dropper"  I was fully expecting the "nothing available" response from the CSR...lol.  Thanks for all the Macy's threads!! :smileyhappy::smileyhappy::smileyhappy:
07/26/2007 TU-688
EQ-656
EX-649
Member
Posts: 23
Registered: ‎07-29-2008
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Re: Massive CLI from Macy's AND (drum roll please....)

Cool! Congrats!
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Posts: 6,794
Registered: ‎09-29-2007
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Re: Massive CLI from Macy's AND (drum roll please....)

Well, that's a productive day.  Congrats!
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Established Contributor
Posts: 853
Registered: ‎03-21-2008
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Re: Massive CLI from Macy's AND (drum roll please....)

[ Edited ]
Thanks!!  I know, Huh?  I'm still stunned.  Now if Target would just come around.....(fat chance, I know).  lol


Message Edited by unknown_entity on 07-30-2008 03:59 PM
07/26/2007 TU-688
EQ-656
EX-649
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Re: Massive CLI from Macy's AND (drum roll please....)

That's Fantastic Unknown. Congrats!
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Massive CLI from Macy's AND (drum roll please....)



unknown_entity wrote:
Thanks!!  I know, Huh?  I'm still stunned.  Now if Target would just come around.....(fat chance, I know).  lol


Yeah, for you and me both.

 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Frequent Contributor
Posts: 335
Registered: ‎04-04-2008
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Re: Massive CLI from Macy's AND (drum roll please....)

Congrats!
Good to hear some success when lenders are becoming so stingy!
Frequent Contributor
Posts: 455
Registered: ‎11-27-2007
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Re: Massive CLI from Macy's AND (drum roll please....)

I JUST CALLED GOT A STINGY 200 CLI NOW 700 BETTER THAN NOTHING..
GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Established Contributor
Posts: 853
Registered: ‎03-21-2008
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Re: Massive CLI from Macy's AND (drum roll please....)



maxima1 wrote:
I JUST CALLED GOT A STINGY 200 CLI NOW 700 BETTER THAN NOTHING..



That's pretty good...You're right too, better than nothing.  My Mom has a 730+-5 pts on all 3 CR's and they only started her at a $600 CL.  Like I said, Im stunned, in shock even at todays bombshell!!  I just hope the Macys Visa comes through.  I was told once before that I would get the Visa and all I got was a denial letter about 5 weeks later....LOL.
07/26/2007 TU-688
EQ-656
EX-649
Regular Contributor
Posts: 215
Registered: ‎07-02-2008
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Re: Massive CLI from Macy's AND (drum roll please....)

Congrats! 
My Scores: 7/2 TU 548 EQ 533 EXP 588
8/20 TU 644 EXP 679 EQ 673
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