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New Contributor
annebythesea
Posts: 96
Registered: ‎04-01-2013

MasterCard with no foreign travel fees?

[ Edited ]

Quick question. I might be going to Canada early next year to vsit friends and I've looked and it seems like Canada takes MasterCards > everything else. I do not have a MasterCard, have a Amex and two Visa's. Does anyone know who gives out Mastercard with NO foreign travel fees? My other cards have the foreign fee so I'm interested in getting one without.

 

My scores range from the low 700's up. I have 3 inquiries on my Ex (2 from this past year, 1 from 12/2011), no inquiries on the other two bureas. My oldest card is 8 years, newest is my BCP opened this past April. My debt ultilazation is currently 28%, (over 70% on one card) but I should have it paid off by december to <5% ultil overall. Income 35-40K. Don't plan on applying for MasterCard until next year at the earliest that way I can use the (possible) sign up bonus while in Canada. I am more interested in seeing if anyone knows of MasterCards that are given without the foreign fee. Thanks in advance!



Starting Score: MyFico EQ 694 (3/2013)
Current Score: MyFico EQ 707 (4/1/2013), EX 734 (4/12/2013 - AMEX pull)
Goal Score: 740+, gardening since: 5/17/13



Established Contributor
takeshi74
Posts: 1,511
Registered: ‎06-05-2013

Re: MasterCard with no foreign travel fees?

[ Edited ]

If you can app for the CSP MC it has no FTF.

Frequent Contributor
NewtoCredit80
Posts: 324
Registered: ‎04-12-2013

Re: MasterCard with no foreign travel fees?

CapOne cards are mostly MasterCard and have no FTF. I have CapOne Newcomer card with 2% CB on travel and 1% on everything else.


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Frequent Contributor
ezdoesit
Posts: 480
Registered: ‎03-16-2013

Re: MasterCard with no foreign travel fees?

Barclays arrival 40k points after 1k spend first 90 days.

New Contributor
annebythesea
Posts: 96
Registered: ‎04-01-2013

Re: MasterCard with no foreign travel fees?

Oh awesome. Thanks. I will look into those cards!!



Starting Score: MyFico EQ 694 (3/2013)
Current Score: MyFico EQ 707 (4/1/2013), EX 734 (4/12/2013 - AMEX pull)
Goal Score: 740+, gardening since: 5/17/13



Established Contributor
KIPPIE12
Posts: 619
Registered: ‎05-09-2009

Re: MasterCard with no foreign travel fees?

+1 On the Arrival Card

Current Score: EQ: 781 TU: 798 EX: 802 (Fico) 8/13
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 26k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 21k|Macys 5k

Regular Contributor
USF813
Posts: 229
Registered: ‎06-04-2013

Re: MasterCard with no foreign travel fees?

NFCU goRewards doesn't charge FOREX fees.

Chapter 7 Discharged 12/2009
FICO EQ: 700 (7/26/13)
FICO TU: 727 (1/31/14)
FICO EX: 670 (as of 11/6/13) - Several lates from USAA
NFCU GoRewards: $5k
Delta Community Visa: $1500, Best Buy: $500

Regular Contributor
cottoncrown
Posts: 244
Registered: ‎05-08-2013

Re: MasterCard with no foreign travel fees?

I lived in Canada my whole life until two years ago. Anywhere that takes MasterCard, will also take Visa. If you are just getting the card because of acceptance, don't bother. Focus on getting a Visa/ or MC with chip/PIN. You won't find many places that will swipe with signature anymore as of the last few years. Maybe in smaller cities or in a taxi.
Regular Contributor
USF813
Posts: 229
Registered: ‎06-04-2013

Re: MasterCard with no foreign travel fees?

Is chip and pin that bad in Canada now? I was considering a quick end of summer weekend in Toronto.

Chapter 7 Discharged 12/2009
FICO EQ: 700 (7/26/13)
FICO TU: 727 (1/31/14)
FICO EX: 670 (as of 11/6/13) - Several lates from USAA
NFCU GoRewards: $5k
Delta Community Visa: $1500, Best Buy: $500

Senior Contributor
longtimelurker
Posts: 4,198
Registered: ‎04-22-2013

Re: MasterCard with no foreign travel fees?


cottoncrown wrote:
I lived in Canada my whole life until two years ago. Anywhere that takes MasterCard, will also take Visa. If you are just getting the card because of acceptance, don't bother. Focus on getting a Visa/ or MC with chip/PIN. You won't find many places that will swipe with signature anymore as of the last few years. Maybe in smaller cities or in a taxi.

Chip&Pin options are still extremely limited here (and most will default to chip & sig anyway).   Is it just swipe that is a problem, and chip&sig will still work?


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