07-27-2013 07:03 AM - edited 07-27-2013 07:06 AM
Quick question. I might be going to Canada early next year to vsit friends and I've looked and it seems like Canada takes MasterCards > everything else. I do not have a MasterCard, have a Amex and two Visa's. Does anyone know who gives out Mastercard with NO foreign travel fees? My other cards have the foreign fee so I'm interested in getting one without.
My scores range from the low 700's up. I have 3 inquiries on my Ex (2 from this past year, 1 from 12/2011), no inquiries on the other two bureas. My oldest card is 8 years, newest is my BCP opened this past April. My debt ultilazation is currently 28%, (over 70% on one card) but I should have it paid off by december to <5% ultil overall. Income 35-40K. Don't plan on applying for MasterCard until next year at the earliest that way I can use the (possible) sign up bonus while in Canada. I am more interested in seeing if anyone knows of MasterCards that are given without the foreign fee. Thanks in advance!
07-27-2013 07:15 AM
07-27-2013 07:58 AM
Oh awesome. Thanks. I will look into those cards!!
07-27-2013 08:32 AM
+1 On the Arrival Card
07-27-2013 04:36 PM
07-27-2013 05:43 PM
I lived in Canada my whole life until two years ago. Anywhere that takes MasterCard, will also take Visa. If you are just getting the card because of acceptance, don't bother. Focus on getting a Visa/ or MC with chip/PIN. You won't find many places that will swipe with signature anymore as of the last few years. Maybe in smaller cities or in a taxi.
Chip&Pin options are still extremely limited here (and most will default to chip & sig anyway). Is it just swipe that is a problem, and chip&sig will still work?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.