No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I'm thinking of financing mattresses at a mattress retailer through their special financing programs. Would this be considered an installment loan since you pay a fixed monthly rate as it's paid down or is it revolving. Need to confirm how it will report on my credit.
That honestly depends on who the retailer is. Is it a local store or a big chain?
I'm in PA and a few are operating like 'Rent a Center" where it doesn't report to credit and they charge high fees. If it's like Macys - they have their store card and a revolving "club account". I believe both are considered revolving.
I would call and ask. If it reports as a "consumer finance account," it will hurt your credit.