@Anonymous wrote:
@Sharingan wrote:
@RSCo wrote:I was wondering how Chase tracks or determines the number of allowable CCs per customer.. For instance, I have CSP with a 25k CL and a Chase Amazon Rewards with a 7k CL.. I'm concerned I'll get flagged or denied if I were to app for the Chase United Milelage Plus Explr Card... Does anyone know what the card limit is for Chase? I'm just trying to avoid any AA. My current balance on my Amazon card is $0 and I'm sitting at $2,700 on the CSP after making a $7,800 payment this week. I normally carry a balance of around 3k on that card each month. Thanks a lot..
I'm not familiar with any limits on the number of cards you can have with Chase. I scored number 7 a few days ago with the 50k United Mileage Plus offer. Clearly, Chase does not mind me having more than half of their entire product offerings. The exposure limit they have allotted to you is divided amongst the number of Chase cards that you have. If your credit report and income allow, Chase may increase that limit over time for additional cards or CLIs. I always prefer the former because the bonuses Chase has are very enticing.
I eventually plan on closing my Amazon, Slate, and Marriott cards. I have the Ritz, British Airways, and IHG cards still on my want list.
So much blue in your sig.
+1
@Anonymous wrote:
@Sharingan wrote:
@RSCo wrote:I was wondering how Chase tracks or determines the number of allowable CCs per customer.. For instance, I have CSP with a 25k CL and a Chase Amazon Rewards with a 7k CL.. I'm concerned I'll get flagged or denied if I were to app for the Chase United Milelage Plus Explr Card... Does anyone know what the card limit is for Chase? I'm just trying to avoid any AA. My current balance on my Amazon card is $0 and I'm sitting at $2,700 on the CSP after making a $7,800 payment this week. I normally carry a balance of around 3k on that card each month. Thanks a lot..
I'm not familiar with any limits on the number of cards you can have with Chase. I scored number 7 a few days ago with the 50k United Mileage Plus offer. Clearly, Chase does not mind me having more than half of their entire product offerings. The exposure limit they have allotted to you is divided amongst the number of Chase cards that you have. If your credit report and income allow, Chase may increase that limit over time for additional cards or CLIs. I always prefer the former because the bonuses Chase has are very enticing.
I eventually plan on closing my Amazon, Slate, and Marriott cards. I have the Ritz, British Airways, and IHG cards still on my want list.
So much blue in your sig.
There's going to be more blue once I get around to adding the United Explorer. I never really noticed it, surprisingly. What usually draws my attention is all the elaborate lines that Citi uses on some of their cards.
@Sharingan wrote:
@RSCo wrote:I was wondering how Chase tracks or determines the number of allowable CCs per customer.. For instance, I have CSP with a 25k CL and a Chase Amazon Rewards with a 7k CL.. I'm concerned I'll get flagged or denied if I were to app for the Chase United Milelage Plus Explr Card... Does anyone know what the card limit is for Chase? I'm just trying to avoid any AA. My current balance on my Amazon card is $0 and I'm sitting at $2,700 on the CSP after making a $7,800 payment this week. I normally carry a balance of around 3k on that card each month. Thanks a lot..
I'm not familiar with any limits on the number of cards you can have with Chase. I scored number 7 a few days ago with the 50k United Mileage Plus offer. Clearly, Chase does not mind me having more than half of their entire product offerings. The exposure limit they have allotted to you is divided amongst the number of Chase cards that you have. If your credit report and income allow, Chase may increase that limit over time for additional cards or CLIs. I always prefer the former because the bonuses Chase has are very enticing.
I eventually plan on closing my Amazon, Slate, and Marriott cards. I have the Ritz, British Airways, and IHG cards still on my want list.
Great info here.. Thanks for the feedback.. Maybe I'll go for the United Plus card..
$30,500
$18,500
NPSL
$15,000
$10,000
$25,000
$32,000
@RSCo wrote:
@Sharingan wrote:
@RSCo wrote:I was wondering how Chase tracks or determines the number of allowable CCs per customer.. For instance, I have CSP with a 25k CL and a Chase Amazon Rewards with a 7k CL.. I'm concerned I'll get flagged or denied if I were to app for the Chase United Milelage Plus Explr Card... Does anyone know what the card limit is for Chase? I'm just trying to avoid any AA. My current balance on my Amazon card is $0 and I'm sitting at $2,700 on the CSP after making a $7,800 payment this week. I normally carry a balance of around 3k on that card each month. Thanks a lot..
I'm not familiar with any limits on the number of cards you can have with Chase. I scored number 7 a few days ago with the 50k United Mileage Plus offer. Clearly, Chase does not mind me having more than half of their entire product offerings. The exposure limit they have allotted to you is divided amongst the number of Chase cards that you have. If your credit report and income allow, Chase may increase that limit over time for additional cards or CLIs. I always prefer the former because the bonuses Chase has are very enticing.
I eventually plan on closing my Amazon, Slate, and Marriott cards. I have the Ritz, British Airways, and IHG cards still on my want list.
Great info here.. Thanks for the feedback.. Maybe I'll go for the United Plus card..
You are welcome. I recommend the United Mileage Plus card because the offer is actually 55k if you add an authorized user. I was supposed to go for the Thank You Premier this month, but opted for this card instead. Hopefully, the Premier's 50k offer will still be around at the end of this year.
I have 6. Ritz, Marriott, CSP, Freedom, Slate, Amazon.
Thank you everyone for the advice... I think I'll go for the UnitedPlus Explorer... I can't believe how heavily they advertise and push that card.. Everywhere you go in any airport, email and postal mail, they're pushing the card.. Must spend a bundle in Marketing that thing..
@Membersince2013 wrote:
I got the email too... I'm scared to add more INQ to my EX lol
As you should be.
