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Max it out? SD?

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myjourney
Super Contributor

Re: Max it out? SD?

My honest thoughts 

Don't BT to slate

You don't want to increase your debt with Chase at this time I think your ok to use your cards with them just don't go to high with UTL

 

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 21 of 22
AndySoCal
Valued Contributor

Re: Max it out? SD?

What causes some lenders to have some angst is balances on accounts that does not go down and the corresponding utilization.  Edited after reading additional posts

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 22 of 22
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