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Max no of Amex personal cards?

Valued Contributor

Max no of Amex personal cards?

What is the max number of Amex personal cards you can have? (I'm not including business cards). Right now I have Zync, Delta Gold and BCP. I'm interested in SPG, higher tier charge card and maybe their HH card.

I seem to remember reading that 5 is the max. Is this correct?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Message 1 of 14
13 REPLIES
Senior Contributor

Re: Max no of Amex personal cards?

Ive seen different things on this forum... like two or three being the max for some ppl ..It prob just depends on how awesome your credit is;-)....

Looks like Amex LOVES you though.... Maybe I need a new Amex....:-0
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 14
Senior Contributor

Re: Max no of Amex personal cards?

I have 4, so you can go at least that high.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 3 of 14
Established Contributor

Re: Max no of Amex personal cards?

I believe 5 is the max.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 4 of 14
Established Contributor

Re: Max no of Amex personal cards?

I've heard 4 is the max, but I'm not sure.

 

If you get denied it's a SP, so I guess just keep applying until they say you can't have anymore. Smiley Tongue

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Message 5 of 14
Valued Contributor

Re: Max no of Amex personal cards?

I'm going for SPG in June or whenever my 3 month trial gets rescheduled. 80 night stay should go nicely on that card.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 6 of 14
Valued Contributor

Re: Max no of Amex personal cards?

I'm at 3, but will be back to 2, before I try for my next card likely.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 7 of 14
Valued Contributor

Re: Max no of Amex personal cards?

5 Upon opening your Card Account, and by February 15 of each subsequent calendar year it is open, you will receive from Starwood credit for 2 stays toward your Starwood Preferred Guest Elite status and credit for 5 nights toward your Starwood Preferred Guest Elite status. This benefit is limited to one annual 2 stay credit and one annual 5 night Elite status credit per Starwood Preferred Guest Credit Card account. You will not receive additional 2 stay or 5 night Elite status credits if you have multiple Card Accounts. Credits and status are subject to terms and conditions of the Starwood Preferred Guest program.

 

I read it on their website. Is that mean you can have 7 free night every year ????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 8 of 14
Super Contributor

Re: Max no of Amex personal cards?

Like Walt, I've gotten 4 before at one time.  So, it's at least that much.

Message 9 of 14
Senior Contributor

Re: Max no of Amex personal cards?

@nicolasyud, those are not free nights. Those stays/nights just count toward elite status, and it is not cumulative, it is stays or nights. So you can hit gold/platinum with 2 fewer stays or 5 fewer nights. You can combine with a business card to get 4 stay/10 night credits.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 10 of 14