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I have been making multiple payments each month for the last 2 months. I just tried to make another payment and got this message:
You exceeded the maximum number of payments you can make in a calendar month.
I called BofA and they said the max is 4 payments a month. My CL is $1K, so when I charge my utilities, bills, etc. I like to pay it off right away. I do this to take advantage of the rewards, but with a $1K limit I don't want a big UTIL.
Has anyone run into this?
01/18/09-Exp-632/Trans-610/Eq-576
06/30/09-Exp-647/Trans-629/Eq-62107/17/09-Exp???/Trans-???/Eq-635
Sears MC (CIti) allows 5 payments a month.
Utilization only matters on the day they report to CB. No need to worry about during the month.
IMO, you only need to worry about Utilization, when being reviewed for credit.
That limit probably only applies to online payments. Believe me, if you write out an actual check and mail it to them, they will cash that check
01/18/09-Exp-632/Trans-610/Eq-576
06/30/09-Exp-647/Trans-629/Eq-62107/17/09-Exp???/Trans-???/Eq-635
AmEx, for example, will take more payments, but only one payment every 24 hours.
National City makes you spread payments out with 4 or 5 days in between.
They all have their individual restrictions.
@tiger67 wrote:
You can also push payments through a bill pay site like Mycheckfree.com
+1 to that. I use BillPay through Wells Fargo and they never send my payments back or complain about them. Check with your bank to see if you can set this up.