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Maximum credit limit with Paypal Extra Mastercard?

New Contributor

Maximum credit limit with Paypal Extra Mastercard?

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 1 of 22
21 REPLIES
Epic Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?


physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!

Message 2 of 22
Moderator Emerita

Re: Maximum credit limit with Paypal Extra Mastercard?

Message 3 of 22
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Just got increased to 25k from 23k. GE is very awesome.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 4 of 22
Moderator Emerita

Re: Maximum credit limit with Paypal Extra Mastercard?

Message 5 of 22
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Thanks. Just found out this is the second time I got increased. Each time just 2 months from each other. So I think if we ask for small credit increase with good usesage and payment, we can do it less than 4 cycles.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 6 of 22
Highlighted
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?


Creditaddict wrote:

physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!


Yes that was me. Max exposure is $100,000 in which each card may not pass $50,000.

 

But I have never seen a card pass 29,000... 

Message 7 of 22
New Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Message 8 of 22
Established Contributor

Re: Maximum credit limit with Paypal Extra Mastercard?

Wow that's great... I got mine in sept with a 3k limit. I'm waiting for the 4 month auto cli and then will call credit solutions and ask for 20k. What was ur opening limit ??
Message 9 of 22
Moderator

Re: Maximum credit limit with Paypal Extra Mastercard?


physignathus wrote:

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 


I wasn't aware they even went past 25K CLs.  Congrats!



Start: 619 (TU08, 9/2013) | Current: 791 (TU08, 12/1/17)
Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 | AMEX BCE $20400 | Discover IT $20000 | Macy's Store $20000 | Cap 1 QS WMC $17250 | BoA BBR #1 $17200 | JCP $15000 | Citi DC $12600 | Freedom VS $12000 | BofA BBR #2 $11800 | Disney VS $11500 | Care Credit MC $11200 | Cash+ VS $10500 | CashForward WMC $10000 | Barclay Rewards WMC $10000 | WCU Visa $10000 | Amazon Store $8000 | Blispay $7500 | Target MC $5000 | Sony Card $4250 | ~~Gardening Since 11/2/17
Message 10 of 22