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New Contributor
Posts: 53
Registered: ‎04-26-2012
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Maximum credit limit with Paypal Extra Mastercard?

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.

EX: 765, EQ: 766, TU: 764. AAoA: 2.4 y
Chase CSP 10k, Chase Freedom 5k, Chase United Club 13k, Paypal MC 32k, Discover 19k, Citi Advantage 15k, Amex BCP 24k.
Epic Contributor
Posts: 23,279
Registered: ‎10-23-2007
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Re: Maximum credit limit with Paypal Extra Mastercard?


physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!

Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
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Moderator
Posts: 27,199
Registered: ‎09-13-2012
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Re: Maximum credit limit with Paypal Extra Mastercard?

New Contributor
Posts: 53
Registered: ‎04-26-2012
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Re: Maximum credit limit with Paypal Extra Mastercard?

Just got increased to 25k from 23k. GE is very awesome.

EX: 765, EQ: 766, TU: 764. AAoA: 2.4 y
Chase CSP 10k, Chase Freedom 5k, Chase United Club 13k, Paypal MC 32k, Discover 19k, Citi Advantage 15k, Amex BCP 24k.
Moderator
Posts: 27,199
Registered: ‎09-13-2012
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Re: Maximum credit limit with Paypal Extra Mastercard?

New Contributor
Posts: 53
Registered: ‎04-26-2012
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Re: Maximum credit limit with Paypal Extra Mastercard?

Thanks. Just found out this is the second time I got increased. Each time just 2 months from each other. So I think if we ask for small credit increase with good usesage and payment, we can do it less than 4 cycles.

EX: 765, EQ: 766, TU: 764. AAoA: 2.4 y
Chase CSP 10k, Chase Freedom 5k, Chase United Club 13k, Paypal MC 32k, Discover 19k, Citi Advantage 15k, Amex BCP 24k.
New Contributor
Posts: 78
Registered: ‎03-13-2013
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Re: Maximum credit limit with Paypal Extra Mastercard?


Creditaddict wrote:

physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!


Yes that was me. Max exposure is $100,000 in which each card may not pass $50,000.

 

But I have never seen a card pass 29,000... 

New Contributor
Posts: 53
Registered: ‎04-26-2012
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Re: Maximum credit limit with Paypal Extra Mastercard?

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 

EX: 765, EQ: 766, TU: 764. AAoA: 2.4 y
Chase CSP 10k, Chase Freedom 5k, Chase United Club 13k, Paypal MC 32k, Discover 19k, Citi Advantage 15k, Amex BCP 24k.
Frequent Contributor
Posts: 482
Registered: ‎02-27-2012
0

Re: Maximum credit limit with Paypal Extra Mastercard?

Wow that's great... I got mine in sept with a 3k limit. I'm waiting for the 4 month auto cli and then will call credit solutions and ask for 20k. What was ur opening limit ??
Moderator
Posts: 5,338
Registered: ‎08-12-2013
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Re: Maximum credit limit with Paypal Extra Mastercard?


physignathus wrote:

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 


I wasn't aware they even went past 25K CLs.  Congrats!


Start: 619 (Wally, 9/2013) | Current: 669 (Wally, 2/4/15), 756 (Merrick, 2/16/15)
AMEX BCE $13500 | Care Credit $10200 | JCP $8000 | Walmart Store $5000 | Amazon Store $5000 | Overstock $4900 | Cap 1 QS1 $4750 | AMEX Costco TE $3500 | Macy's Special Events $2900 | Macy's Revolving $2500 | CU Visa $2500 | Sony Card $2500 | Macy's AMEX $1500 | VS $1450 | Gold Violin $1450 | Citi DC WMC $1200 | Merrick $1200 | Target $1000 | ~~Gardening Since 12/23/14

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