Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 57
Registered: ‎04-26-2012
0

Maximum credit limit with Paypal Extra Mastercard?

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Epic Contributor
Posts: 28,067
Registered: ‎10-23-2007
0

Re: Maximum credit limit with Paypal Extra Mastercard?


physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!

My Gardening 04/29/2016 All 3 Reports on Lockdown
Partner Joined Garden 04/11/2016
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Maximum credit limit with Paypal Extra Mastercard?

New Contributor
Posts: 57
Registered: ‎04-26-2012
0

Re: Maximum credit limit with Paypal Extra Mastercard?

Just got increased to 25k from 23k. GE is very awesome.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Maximum credit limit with Paypal Extra Mastercard?

New Contributor
Posts: 57
Registered: ‎04-26-2012
0

Re: Maximum credit limit with Paypal Extra Mastercard?

Thanks. Just found out this is the second time I got increased. Each time just 2 months from each other. So I think if we ask for small credit increase with good usesage and payment, we can do it less than 4 cycles.

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Highlighted
New Contributor
Posts: 78
Registered: ‎03-13-2013
0

Re: Maximum credit limit with Paypal Extra Mastercard?


Creditaddict wrote:

physignathus wrote:

Hi all credit geeks,

 

I wonder anyone ever reach over 25k credit limit for Paypal mastercard yet? Because I currently have 23k and I would like to try. But I worry they may decline because my total credit through all cards are 93k by now. Any input is welcome.


I have seen someone post about the Max GE exposure over all accounts is $100k but don't know of a $25k Max...

 

Why does it matter if you are denied for trying... I mean I don't like being denied but with GE, it's SP!!


Yes that was me. Max exposure is $100,000 in which each card may not pass $50,000.

 

But I have never seen a card pass 29,000... 

New Contributor
Posts: 57
Registered: ‎04-26-2012
0

Re: Maximum credit limit with Paypal Extra Mastercard?

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 

EX: 704, EQ: 728, TU: 702. AAoA: 2.8 y
Amex Business Platinum: NPSL, Chase Riz 24k,Chase United Club 20k, Paypal MC 40k, Discover 22k, Citi Advantage 31.5k, Amex BCE 33k.
Established Contributor
Posts: 548
Registered: ‎02-27-2012
0

Re: Maximum credit limit with Paypal Extra Mastercard?

Wow that's great... I got mine in sept with a 3k limit. I'm waiting for the 4 month auto cli and then will call credit solutions and ask for 20k. What was ur opening limit ??
Moderator
Posts: 7,862
Registered: ‎08-12-2013
0

Re: Maximum credit limit with Paypal Extra Mastercard?


physignathus wrote:

Just get my paypal mastercard limit up to 29k. I am so happy now. Honestly, I want to try to ask for more but I know GE getting tight on credit exposure now. Still good for soft pull those. Thanks all ficoers for your valuable inputs. 


I wasn't aware they even went past 25K CLs.  Congrats!




Start: 619 (TU08, 9/2013) | Current: 764 (TU08, 3/25/16)
Sam's Club MC $25000 | AMEX BCE $17000 | Sallie Mae WMC $16500 | Cap 1 QS VS $10750 | Care Credit $10200 | JCP $8000 | Amazon Store $8000 | Discover IT $6500 | Overstock $6500 | Citi DC $6400 | Cap 1 QS WMC $5750 | Macy's Store $5400 | US Bank Cash+ VS $5000 | BofA BBR $5000 | Sony Card $4250 | Macy's AMEX $3500 | Gold Violin $3050 | CU Visa $2500 | Target $1400 | AMEX Costco TE $500 | ~~Gardening Since 11/10/15

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.