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Maybe I'm not in AMEX's blacklist anymore? UPDATED denied

Frequent Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

Ok so I called and they guy told me it was denied, check the application status and... "Thank you for applying for the Platinum Card(R). We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account(s)".

 

Well maybe at some point in the future if I ever receive something from them.

 

Thank you gang!

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 11 of 16
Established Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

Sorry to hear that..AMEX has a memory like an elephant and they will hold a serious grudge!!! Generally you have to pay them in full if you've ever burned them before they even think of extending credit again...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 12 of 16
Valued Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

I burned them in 94-95..I am going to wait until next year or 2015...maybe they will forget after 20 years. LOL


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
Message 13 of 16
Super Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


TXinandout wrote:

Ok so I called and they guy told me it was denied, check the application status and... "Thank you for applying for the Platinum Card(R). We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account(s)".

 

Well maybe at some point in the future if I ever receive something from them.

 

Thank you gang!


Sorry to hear keep moving forwad tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 14 of 16
Valued Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?


newmomnewme wrote:

I burned them in 94-95..I am going to wait until next year or 2015...maybe they will forget after 20 years. LOL


How much did you burn them for?

Message 15 of 16
Highlighted
Valued Contributor

Re: Maybe I'm not in AMEX's blacklist anymore?

About 20k. I had a 6k balance, the merchant double charged me...Amex refunded 6k, then the merchant 6k. It took almost a year before they caught on. I was young and shady then...LOL


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
Message 16 of 16