Reply
Member
jayzmen
Posts: 12
Registered: ‎12-16-2007
0

Me again help with wording of recon for too many inquires and no credit

Hello, Can someone please help me with the wording of a recon letter for to many inquires and no credit history 1 credit card account. thanks
Established Member
Givemesomecredit
Posts: 29
Registered: ‎06-01-2008
0

Re: Me again help with wording of recon for too many inquires and no credit

I would start with Chase but call them, not write them a letter. I'm impressed with a recon they did for me recently over the phone. The backdoor number I used was 888-245-0625. I don't know your exact situation but maybe something like "I've heard a lot of good things about...(insert whatever card you applied for here) and about your company".

Also be honest and pleasant. I think that will go a long way with people if you are nice. If asked why you have so many inquiries, be ready to have a good answer. It sounds like you are trying to establish some good credit history, which can be difficult when you don't have any. Tell the analyst that and hope they are sympathetic.

Good luck. Keep us updated on how it goes.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}