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Mr. Shush, if nothing else, I would like to thank you for your thread title.
Best wishes for this current boring stage of your credit life. It does get better.
@haulingthescoreup wrote:Mr. Shush, if nothing else, I would like to thank you for your thread title.
Best wishes for this current boring stage of your credit life. It does get better.
LOL No worries
I really shouldn't be dissapointed or more OCD about this. 2 of 3 scores are over 760. What I should be focusing on is paying this crap off.
Bank of America called yesterday, but I didn't answer and still no movement on my line.
Citi, I should just close. It does nothing for me and I stopped using the card. I got back in with AMEX and have a Green and a Blue so really, no need for a cobranded card.
@MrShush wrote:
@haulingthescoreup wrote:Mr. Shush, if nothing else, I would like to thank you for your thread title.
Best wishes for this current boring stage of your credit life. It does get better.
LOL No worries
I really shouldn't be dissapointed or more OCD about this. 2 of 3 scores are over 760. What I should be focusing on is paying this crap off.
Bank of America called yesterday, but I didn't answer and still no movement on my line.
Citi, I should just close. It does nothing for me and I stopped using the card. I got back in with AMEX and have a Green and a Blue so really, no need for a cobranded card.
About 2 months ago, I requested a CLI through BoA on my WorldPoints card. I was at 1000 CL, requested $1000 more online, got the message to call. I debated for about an hour, called and the guy asked me why as well...then gave me a CL of $2500. The rep said the decision was based on a combination of a soft pull and the 3 year account history (first CLI after the 99/500 graduation)
Then 2 days later later I app'd for the BoA Accelerated Rewards, got the message to call...the rep reasked income questions and approved for $5000. (Pulled EXP)
Then the next week I app'd for a Merrill Lynch Cash Back card, which I had to call the number to Merrill Lynch. After answering questions to the Merrill Lynch rep, they transfered me to BoA (I was immediately terrified when I heard that hold music). I told them I was looking to consolidate some CC debt, and they immediate approved me for $10K...my largest CL.(Used recent pull from EXP as stated by the rep)
BoA is an odd animal. But they've been kind to me recently <crosses fingers>.
BofA seems to be chatty these days!
Congrats, nice work.
Bank of America has already reported the new 10K to TU mid cycle. My statement ends on the 8th and it usually reports within 1 day of that.
Summer 2008.
@Anonymous wrote:
How long have you had this card for?
Are you sure BofA reports/updates one day after statement closing? I have a BofA Signature card, statement closing is 5/3/11 so hoping it updates by 5/4. I opened it October 2010 with CL of 8K. I used the no interest intro promo and paid off balance a couple weeks ago (had about $7800 on it). Looking to apply for new card (Discover or BofA Visa Business) but want to ensure my buerau's update before a report is pulled. BofA card is about 1/2 of my total credit limit.