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Members: When did you open your first CC and where?

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DI
Super Contributor

Members: When did you open your first CC and where?

My first card was applied for and opened in 2000 while in college.  It was an MBNA card.  I applied for it on the first day of classs while heading to the student union.   I don't remember what gift, if any, that I received. 
Message 1 of 27
26 REPLIES 26
amp0804
Regular Contributor

Re: Members: When did you open your first CC and where?

My first credit card was American Express. I applied the day of my 18th birthday, the mail came and there was a pre-approved

application with an invitation number, applied online instant approval of 1,000 for the Amex Blue. They canceled it on me in

September of this year.

Message 2 of 27
Creditaddict
Legendary Contributor

Re: Members: When did you open your first CC and where?

I hit the ground running fast, Structure $200, Target $200, Quicken Mastercard from Citi $5000
Message 3 of 27
Lel
Moderator Emeritus

Re: Members: When did you open your first CC and where?

My first credit card was a Visa issued by my parents' credit union, which I joined when I started college - same CU through which I got my Stafford loans.  $1000 credit limit.
Message 4 of 27
VaneZ87
Member

Re: Members: When did you open your first CC and where?

I was finishing up my senior year of high school(April,2006) when I app'd online for a Chase Platinum(CL $500.00 and still is. go figure). This is the same card that raised my interest rate from 11% to 29% just recently, without defaulting, and keep in mind my credit history is flawless except for somewhat high utilization. As a Chase CSR once said, "Don't take it personal, it's all due to the economic situation." But, I digress.... Lol.. 
Message Edited by VaneZ87 on 12-17-2009 04:08 PM
06/27/2010- TU: 723 EQ: 693 - hard work does pay off =)
03/27/10- TU: 706 EQ: 658
01/22/10- EX PLUS- 702 TU- 662
01/20/10- EQ- 651
Started - TU- 650, EQ- 634, EX-634
Message 5 of 27
aquatic1
Established Contributor

Re: Members: When did you open your first CC and where?

First card was a Capital One with a $500 limit. Dec. 1990...freshman year of college!  That was when I actually like Capital One.  Oh yeah, got a free t-shirt and coffee maker I believe!

Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


Take the FICO Fitness Challenge
Message 6 of 27
voidman
Established Contributor

Re: Members: When did you open your first CC and where?

First Card was Wells Fargo Secured Card for $1000.

 

-void
Message 7 of 27
Anonymous
Not applicable

Re: Members: When did you open your first CC and where?

Chase Manhattan BankAmericard in 1975 or '76. Credit limit was $1500, as I recall.

 

A year or so later, BankAmericard became Visa.

Message 8 of 27
llecs
Moderator Emeritus

Re: Members: When did you open your first CC and where?

Zales and received a whopping $300, just before I proposed to DW.
Message 9 of 27
Watchmann
Valued Contributor

Re: Members: When did you open your first CC and where?

MC in 1973 with a credit limit of $500 (1/2 of my gross income).
Message 10 of 27
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