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I opened a Merrick Bank Card in July 2013 and just a few days ago got my 7th month e-statement but the credit limit has stayed at $750 and should now be $1500. I have not paid any late, haven't missed a payment and always paid well over the minimum so am not sure if I should wait another month or call them. I am ready to pick up the phone and call but get nervous that they are going to do a hard pull if I call and I can't have that since I am getting ready to apply for a mortgage in March or April.
Has anyone else had this issue?
thanks
Bre
AWESOME! Thanks so much. Glad it worked for you.
@PrettyPeacock wrote:I opened a Merrick Bank Card in July 2013 and just a few days ago got my 7th month e-statement but the credit limit has stayed at $750 and should now be $1500. I have not paid any late, haven't missed a payment and always paid well over the minimum so am not sure if I should wait another month or call them. I am ready to pick up the phone and call but get nervous that they are going to do a hard pull if I call and I can't have that since I am getting ready to apply for a mortgage in March or April.
Has anyone else had this issue?
thanks
Bre
I got mine about three days after the date hit 7 months. You will get your increase in a few days.
@PrettyPeacock wrote:I opened a Merrick Bank Card in July 2013 and just a few days ago got my 7th month e-statement but the credit limit has stayed at $750 and should now be $1500. I have not paid any late, haven't missed a payment and always paid well over the minimum so am not sure if I should wait another month or call them. I am ready to pick up the phone and call but get nervous that they are going to do a hard pull if I call and I can't have that since I am getting ready to apply for a mortgage in March or April.
Has anyone else had this issue?
thanks
Bre
IIRC, my terms said something about making 7 on-time payments. I got mine by my 7th statement, however.