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Frequent Contributor
Shock_
Posts: 332
Registered: ‎08-07-2013
0

Re: Merrick Bank Free FICO

Not sure how much it can grow if its a hybrid rebuilder

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Regular Contributor
WolfMan
Posts: 152
Registered: ‎02-01-2013
0

Re: Merrick Bank Free FICO

They will double your limit after the 7th statement hits. After that don't expect much. 

I just got my double to 1,400, and I'll keep it and use it once a month for the free FICO score. 

If it had an AF, I would drop it, though. 

 

My wife has had hers for three years, and no love from them past the first CLI.

MyFico Scores 8/2013: EX:702 EQ:724 TU:730 -- 2009: I had BAD credit. -- PIF Weekly!
Frequent Contributor
Shock_
Posts: 332
Registered: ‎08-07-2013
0

Re: Merrick Bank Free FICO

Staying away. Just got approved for a Chase Freedom :smileyvery-happy:

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Senior Contributor
score_building
Posts: 3,530
Registered: ‎01-10-2008
0

Re: Merrick Bank Free FICO


Shock_ wrote:

Staying away. Just got approved for a Chase Freedom :smileyvery-happy:


Nice one, Congrats!

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Senior Contributor
SunriseEarth
Posts: 3,652
Registered: ‎08-12-2013
0

Re: Merrick Bank Free FICO

Congrats on the new TL!


Start: 619 (Wally, 9/2013) | Current: 669 (Wally, 9/2/14), 703 (EQ myFICO 8/13/14)
Care Credit $10200 | AMEX BCE $4500 | Cap 1 QS1 $4000 | AMEX Costco TE $3500 | Macy's Special Events $2900 | CU Visa $2500 | JCP $1900 | Sony Card $1500 | Walmart Store $1400 | Citi DC WMC $1200 | Macy's Revolving $1200 | Merrick $1200 | Amazon Store $1200 | Target $1000 | VS $850 | Gold Violin $850 ~~Gardening Since 8/28/14
Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Re: Merrick Bank Free FICO

mine also has not updated since 7/15

Member
Bella143
Posts: 17
Registered: ‎08-15-2013
0

Re: Merrick Bank Free FICO

I was wondering the same thing about the FICO update. I've had the card for a while. Started with a $900 CL then got increased to $1800 Last year. Nothing since. The FICO is still showing from 7/15. I keep waiting for the updated one since I paid a bunch of stuff off end of July and August. Hoping for a big jump. Right now it sits at 666. My EX FAKO is 690.

Valued Member
Mike1inTX
Posts: 30
Registered: ‎07-03-2013
0

Re: Merrick Bank Free FICO (Update)

Hi,

 

The Merrick Bank score posted for me.    Pulled 08/21     Posted 8/28

 

+ 50    716 to 766      Nice!


Current Scores My Fico 7/2014
EX 721 ----- * Walmart 736
EQ 722 ----- * Discover 736
TU 736 ----- * Barclays 736

Goal 750+ in 2014
Regular Contributor
goosedog
Posts: 327
Registered: ‎05-28-2013
0

Re: Merrick Bank Free FICO

Score increase from 666 to 674.

 

 

 

Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Re: Merrick Bank Free FICO

Congrats, mine went up too 632 to 692 :smileyhappy:

fico-aug.JPG


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