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Frequent Contributor
Posts: 332
Registered: ‎08-07-2013
0

Re: Merrick Bank Free FICO

Not sure how much it can grow if its a hybrid rebuilder

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
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Regular Contributor
Posts: 154
Registered: ‎02-01-2013
0

Re: Merrick Bank Free FICO

They will double your limit after the 7th statement hits. After that don't expect much. 

I just got my double to 1,400, and I'll keep it and use it once a month for the free FICO score. 

If it had an AF, I would drop it, though. 

 

My wife has had hers for three years, and no love from them past the first CLI.

-- I need a new card graphic -- Coming Soon! --
Frequent Contributor
Posts: 332
Registered: ‎08-07-2013
0

Re: Merrick Bank Free FICO

Staying away. Just got approved for a Chase Freedom Smiley Very Happy

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
Senior Contributor
Posts: 3,723
Registered: ‎01-10-2008
0

Re: Merrick Bank Free FICO


Shock_ wrote:

Staying away. Just got approved for a Chase Freedom Smiley Very Happy


Nice one, Congrats!

06/13: TU 779 (Barclays) EQ 771 (DCU) EX 765 (PSECU)
Moderator
Posts: 6,903
Registered: ‎08-12-2013
0

Re: Merrick Bank Free FICO

Congrats on the new TL!




Start: 619 (TU08, 9/2013) | Current: 764 (TU08, 8/17/15)
AMEX BCE $13500 | Sallie Mae WMC $12500 | Care Credit $10200 | JCP $8000 | Overstock $5800 | Cap 1 QS $5750 | Macy's Store $5400 | BofA BBR $5000 | Citi DC WMC $5000 | Discover IT $5000 | Walmart Store $5000 | Amazon Store $5000 | Sam's Club MC $4000 | AMEX Costco TE $3500 | Macy's AMEX $3500 | Sony Card $3250 | CU Visa $2500 | Gold Violin $2350 | Target $1000 | ~~Gardening Since 8/26/15
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Merrick Bank Free FICO

mine also has not updated since 7/15

Established Member
Posts: 20
Registered: ‎08-15-2013
0

Re: Merrick Bank Free FICO

I was wondering the same thing about the FICO update. I've had the card for a while. Started with a $900 CL then got increased to $1800 Last year. Nothing since. The FICO is still showing from 7/15. I keep waiting for the updated one since I paid a bunch of stuff off end of July and August. Hoping for a big jump. Right now it sits at 666. My EX FAKO is 690.

As of 7/31/15 EX 662 EQ Fako 615 TU Fako 698 - Discover 690 Cap 1 - 682
Valued Member
Posts: 30
Registered: ‎07-03-2013
0

Re: Merrick Bank Free FICO (Update)

Hi,

 

The Merrick Bank score posted for me.    Pulled 08/21     Posted 8/28

 

+ 50    716 to 766      Nice!


Current Scores My Fico 7/2014
EX 721 ----- * Walmart 736
EQ 722 ----- * Discover 736
TU 736 ----- * Barclays 736

Goal 750+ in 2014
Regular Contributor
Posts: 327
Registered: ‎05-28-2013
0

Re: Merrick Bank Free FICO

Score increase from 666 to 674.

 

 

 

Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: Merrick Bank Free FICO

Congrats, mine went up too 632 to 692 Smiley Happy

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