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Merrick Bank-If I get one more offer

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toytoy
Regular Contributor

Merrick Bank-If I get one more offer

I swear I am supposed to be in gardening mode but its like the credit card Gods know. Today I opened up a preapproved offer from merric bank. Nothing special. Guaranteed $900 limit and after 7 on time payments it will automatically increase to $1800. No fees. Interest rate is 21.45% I swear I am trying to be good I really am but I need to stop being tempted. Merrick Bank is the one that backs Hooters cc isn't it? Aren't they really good about increases?


Starting Score: EQ 603~TU 613
Current Score: EQ 763~TU 706
Goal Score: 810


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Message 1 of 14
13 REPLIES 13
LS2982
Mega Contributor

Re: Merrick Bank-If I get one more offer


@toytoy wrote:

I swear I am supposed to be in gardening mode but its like the credit card Gods know. Today I opened up a preapproved offer from merric bank. Nothing special. Guaranteed $900 limit and after 7 on time payments it will automatically increase to $1800. No fees. Interest rate is 21.45% I swear I am trying to be good I really am but I need to stop being tempted. Merrick Bank is the one that backs Hooters cc isn't it? Aren't they really good about increases?


shred it!!!! STAY IN THE GARDEN!!!!




EQ FICO 548 3/3/16
Message 2 of 14
Creditaddict
Legendary Contributor

Re: Merrick Bank-If I get one more offer

A score over 700 and you are tempted by Merrick Bank and $900!

 

Don't do it.

Message 3 of 14
LS2982
Mega Contributor

Re: Merrick Bank-If I get one more offer


@Creditaddict wrote:

A score over 700 and you are tempted by Merrick Bank and $900!

 

Don't do it.


^ this guy has a point Smiley Wink




EQ FICO 548 3/3/16
Message 4 of 14
Creditaddict
Legendary Contributor

Re: Merrick Bank-If I get one more offer


@LilloEsquilo wrote:

@Creditaddict wrote:

A score over 700 and you are tempted by Merrick Bank and $900!

 

Don't do it.


If they threw in a Hooters t-shirt, I'd be tempted


All You Can Eat Wings on Tue!

Message 5 of 14
JustMe77
Frequent Contributor

Re: Merrick Bank-If I get one more offer


@Creditaddict wrote:

A score over 700 and you are tempted by Merrick Bank and $900!

 

Don't do it.


I know, right? Stay away! 

Current Cards: Banana Republic Visa ($5,300), Chase Freedom ($2,000), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)
Message 6 of 14
pizzadude
Credit Mentor

Re: Merrick Bank-If I get one more offer

C'mon, you know that you want the card !! The merrick/hooters family welcomes you.......
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 14
dalebb
Valued Contributor

Re: Merrick Bank-If I get one more offer

look like my post was removed

Message 8 of 14
LS2982
Mega Contributor

Re: Merrick Bank-If I get one more offer


@dalebb wrote:

look like my post was removed



Smiley Surprised




EQ FICO 548 3/3/16
Message 9 of 14
toytoy
Regular Contributor

Re: Merrick Bank-If I get one more offer

I appreciate the advice. You guys have good points. 


Starting Score: EQ 603~TU 613
Current Score: EQ 763~TU 706
Goal Score: 810


Take the FICO Fitness Challenge
Message 10 of 14
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