Sorry to hear that OP.
Take some solace in the fact that these closures and CLD actions are widespread among almost all lenders, everyone stands a chance of getting AA even if they are among the best of customers.
No one is immune , just lucky to avoid the radar.
If you follow the markets, banks and lending institutions are in almost as bad shape again as when the original TARP $ was distributed a couple months ago.
These actions haven't even begun to slow down or stop. They will probably increase.