@homeinfuture wrote:
I am trying to rebuild, I currently have a capital one secured card that I have had for a little over 2 months, My credit restoration guy told me I should get another card to help boost my score (Trying to get mortgage) he recommened Merrick bank, Does anyone here know if they will deny you if you are on chexsystems?
Merrick's unsecured cards are invitation-only. As for their secured line, I don't have much information on that. Merrick pulled EQ for me. AFAIK, they wouldn't even look at Chexsystems.
The secured card from SDFCU is highly recommended around here, as they don't pull from the CRs to open. As for starting a share account, I'm not sure if they consider Chexsystems. I don't think CUs typically do, but someone with the card might be able to better advise.
If you're looking to add a store card, the "shopping cart trick" ones might be worth looking into. Just search the boards, as there are a lot of threads on the process and stores that use this "trick."
Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
