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Merrick FICO scores for April

Senior Contributor

Re: Merrick FICO scores for April

Mine is there now Smiley Happy 654  was 642 in March, looks like things are going yup still need to bring util down

Message 11 of 15
Valued Contributor

Re: Merrick FICO scores for April

Just checked mine. 666 from 658. 

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500


EQ - 740 / TU - 748 / EX - 748
Message 12 of 15
Valued Contributor

Re: Merrick FICO scores for April


masscredit wrote:

I believe it's TU. Someone can correct me if I'm wrong. The score was within 4 points of my TU through Walmart. 


It's a bank or CC enhanced TU FICO, not a straight TU FICO.  Walmart is TU08 FICO.  Look at the score range on Merrick, 250-900.  Certainly not a normal FICO range. 

Message 13 of 15
Valued Contributor

Re: Merrick FICO scores for April

Mines up, 694->733.  Paid down a lot of UT. 

Message 14 of 15
Senior Contributor

Re: Merrick FICO scores for April


boomhower wrote:

masscredit wrote:

I believe it's TU. Someone can correct me if I'm wrong. The score was within 4 points of my TU through Walmart. 


It's a bank or CC enhanced TU FICO, not a straight TU FICO.  Walmart is TU08 FICO.  Look at the score range on Merrick, 250-900.  Certainly not a normal FICO range. 


yes a credit card specific FICO I belive the same one that WAMU used to provide but maybe a different CRA as this one is TU

Message 15 of 15