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Merrill+ deaded 30 day message

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DerekD
New Contributor

Merrill+ deaded 30 day message

Just apped for the merrill plus and wasnt denied but unfortunatley hit with the dreaded 30 day message. I had score of 734 ex..( what I believe they pull from reading on here) with 7 inquiries. Im really hoping I get approved for this beautiful card.

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BigBS
Senior Contributor

Re: Merrill+ deaded 30 day message


@DerekD wrote:

Just apped for the merrill plus and wasnt denied but unfortunatley hit with the dreaded 30 day message. I had score of 734 ex..( what I believe they pull from reading on here) with 7 inquiries. Im really hoping I get approved for this beautiful card.


Mine wasn't an instant approval either.  Was even told that I would get a letter explaining.  Couldn't wait for that, so had them put me in touch with UW who asked a couple of questions and approved me.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 5
DerekD
New Contributor

Re: Merrill+ deaded 30 day message

What score/inquir did you have
Message 3 of 5
BigBS
Senior Contributor

Re: Merrill+ deaded 30 day message


@DerekD wrote:
What score/inquir did you have

790 with 4 INQs (had just app'd for the Fidelity AMEX).

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 5
-Wade-
Valued Contributor

Re: Merrill+ deaded 30 day message


@DerekD wrote:

Just apped for the merrill plus and wasnt denied but unfortunatley hit with the dreaded 30 day message. I had score of 734 ex..( what I believe they pull from reading on here) with 7 inquiries. Im really hoping I get approved for this beautiful card.


Best of luck on an approval.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 5 of 5
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