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kay82 wrote:
Im in SoCal just got approved for a target card but with that card closing that takes away 8 years of credit history....but on the statement it said no more purchases can be made with the card ....
@kay82 wrote:
It would be nice if they offered to let TL holders take the CL somewhere else but no such luck yet. keep your fingers crossed. Ive read my last 2 statements and nothing yet
no kidding. we haven't had this card as long as some people (just under a year), but it's still a positive tradeline that we would like to keep open. i emailed them about what kind of action gemb is going to take. still waiting for a response, though. i will share with you all when/if i get one.
Well, this is what stupid Mervyns emailed me today (boy, they took FOREVER!!!)
Please understand that a Mervyns credit card account cannot be converted to an account offered by GE Money Bank for another merchant. To receive an account for another retailer, please submit an application for that retailer. Most merchants offer applications in store and online.
BOOOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
@laz98 wrote:Well, this is what stupid Mervyns emailed me today (boy, they took FOREVER!!!)
Please understand that a Mervyns credit card account cannot be converted to an account offered by GE Money Bank for another merchant. To receive an account for another retailer, please submit an application for that retailer. Most merchants offer applications in store and online.
BOOOOOOOOOOOOOOOOOOOOOOOOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Thanks Laz for the info.
Okay, I'm going to briefly resurrect this thread. My wife has a Mervyn's credit card. As many people know, Mervyn's has gone the way of the dodo, and its card issued by GEMB is useless and won't be replaced with another card to keep people's tradelines open. At least one person on another thread mentioned that her husband's Mervyn's credit account has been closed as of last November.
My wife just pulled her TU credit report, and the Mervyn's card is still open and reporting zero balances. She hasn't had a balance on this account for over a year, long before Mervyn's entered bankruptcy. The report states that it was last reported in February.
What to do about this account? It contributes relatively little to her account age (only about 2-3 years old) and has a low CL ($1000). However, it is one of only a handful of cards for which she is the individual owner - most of the cards we have list me as the account owner and her as an authorized user.
My inclination is to just let GEMB close the account whenever they get around to it. Does anyone disagree with this approach?