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Just been wondering...do AUTO credit line increases always happen when a new statement cuts? That has been the case in my own experience, but I see folks mention random CLI quite a bit.
Am I wasting time and energy looking for auto LUV other than when a new statement is issued?
Thanks!
They can occur at any point, mid-cycle or whenever your statement is generated. It also depends on the timing on when the lender performs any account review (AR).
My experience:
Discover: Mid-cycle (right after generating statement)
Barclays: With statement generation
AMEX: Mid-cycle (actually middle of the cycle)
Chase: Mid-cycle (few days before the statement generation)