08-13-2012 10:55 AM
Will CCC do a mid cycle update if asked? Or is it a crapshoot? I ask because my best buy card reported at 95% util (OUCH, I know!) and I saw a 27pt USAA CMS drop (FAKO, I know.). My payment today brings it down to 65% util (still crap-tacular, but better than 95!). It was due the 5th, but I'd made an early payment in July..update was 8/10.
I don't *need* the points until September 26th (need a 640 mid!), so I imagine if I knock it down to 0%, I'll get my 27 points back, and then some....right?