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Exactly! If you care about your fico scores, late payments are not an option.
rbbyrbsn wrote:I don't know why people play around with this. ...there should never have a late paymentfor my credit cards , ones I carry a balance I setup autopay for the minium payment in case Ii forget or my payment gets held up, I'm covered, for cards I PIF I setup for statement balance , that payment is delay as long posiable, which means more interest from savings then paying 2-3 weeks early but to be sure to be on time.I understand auto payment doesn't work for people who have constant cash flow problems. but that in itsels is a issue you need to deal with. but I'm sick hearing people crying about 3rd party services like checkfree has technical problems and their rates get jack, when they can go direct to the source.
@Anonymous wrote:I understand auto payment doesn't work for people who have constant cash flow problems. but that in itsels is a issue you need to deal with. but I'm sick hearing people crying about 3rd party services like checkfree has technical problems and their rates get jack, when they can go direct to the source.