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Eh so this weekend I think I will plan to step out the garden and app for the CSP, as I think I should have a better shot at it now since the first denial. I have progess some of my existing cards to have a CL past 5k+ ( which was the only reason for denial when I had spoke to the back door CSR as "He" said everything was grea: Score, and overall credit profile). What do you guys think? should i jump the fence?
P.S. yes i have some new accounts that i recently gotten but I think my chances shuld be better now since I let them aged forabit already, and my scores should be alot higher now, the last time i pulled my fico score it was still at 700+. So over the weekend my CR will be updated to reflect 0 balances and utilization of only 1%. Also I know that Chase will pull EX since I am in NYC and on my Ex it has 6 inq ( 2 are about 1.9 years old so it doesn't really count i guess, so I only have 4 inq.)
SMELLS LIKE AN INSTANT APPROVAL!!!! :smileyvery-happy
I hope so fingers crossed: when i was deny previously the Recon Senior analyst I think, prasied how everything was great( Ex: never late ever!, no baddies etc etc), but they had to deny me because i didn't have a CL past 5k they can match to. The guy even told me to reapp again once i have a TL of 5k+
@JaeJae12 wrote:I hope so fingers crossed: when i was deny previously the Recon Senior analyst I think, prasied how everything was great( Ex: never late ever!, no baddies etc etc), but they had to deny me because i didn't have a CL past 5k they can match to. The guy even told me to reapp again once i have a TL of 5k+
How long ago was the decline and how long have you had the 5k limits?
I say go for it!
Now that I'm back in the garden, I'm living vicariously through everyone else's approvals! LOL!
Seriously though, it sounds like you have achieved what was needed to get approved as per the rep you previously spoke with.
Crossing my fingers for you! Keep us updated.