Credit Card Center Advertiser Disclosure

Established Member
Posts: 27
Registered: ‎11-09-2009
0 Kudos

Miles cards

My partner is looking to get a miles card for his other business and is curious what the CLs on these cards (ie from Chase, Citi, etc) are these days. I know there is no solid answer, but is it ever, for example, less than $1000? Or more than $20k? Is there any range? Not that a score alone will help, but I think he is around 710 mid with no recent problems. I just wonder if you can actually get enough of a CL to make the card worthwhile.
Regular Contributor
Posts: 114
Registered: ‎03-12-2009
0 Kudos

Re: Miles cards

I have the Chase United MP Visa.  It started out with a 7k line and after a hard pull went to 12k in a year.  


However, it is a visa signature, so there is no preset spending limit.

Valued Member
Posts: 35
Registered: ‎04-18-2007
0 Kudos

Re: Miles cards

I have Chase United Mileage Plus that I opened in Feb '06. It started with a $10K line and it's paid in full every month. A few months after I had it I did ask for CLI because between business and wedding I was going to go over. They bumped it to $13,500, but technically it has no limit. A few months ago they increased it to $16,500, but it doesn't do me much good because of the no limit thing. I can carry up to $16,500, but would never carry on this card because higher rate than non rewards cards. They don't report the limit, rather they only report the high balance of $13,501. If I hadn't had that one huge month of expenses it would be hurtful. I charge anywhere from $1,700-$3,500 month on it, but if I didn't have a big balance at any point it would like my util was really high.


I think with their annual fee they do have to give you a decent limit. It wouldn't make sense to pay $60/yr for a card if you weren't charging a bare bones min of $2K/mo.

Starting Score: 704
Current Score: 724
Goal Score: 760

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.