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Regular Contributor
ReBuildingAgn
Posts: 193
Registered: ‎08-01-2008

Mini App Spree Results!!

So as some of you know, I've been planning out what cards to app for now that my credit is better than 2 years ago and MUCH better than 6 years ago. My original app plans were as follows:

 

Barclays Rewards

Discover More

Amex Green

Walmart

 

Here's what I app'd for and their results:

 

Barclays Rewards: Approved!!! $3K Limit

Walmart: Approved for Walmart Discover!! $700 Limit (tiny limit, but I'm happy with their generous Auto CLI's)

Rooms To Go: Approved!! $3K Limit

 

I decided to garden for 6-12 months and then try for the Discover More. With Amex I'm on the fence. I thought about applying in 6 months for the Green once my CO with them comes off my CRm(and get out of Barclay prison). I'm currently in their Optima program (have been for 5 years now and they soft my report several times per month) and I feel as though I would be approved now, but wanted to wait for 2 medical collections to come off my report (used the HIPAA method). I really don't have a use for the card until I pay off the $900 BT on my Barclay's and pay down the furniture.

 

On a positive note it feels good to get decent cards with good limits :smileyvery-happy:! I've been in the credit doghouse (mostly self imposed) for so long I was afraid to app for anything for fear of being denied Haha. Even better, I get to close Credit One and First Premier today :smileyhappy: I'll update once I give them the boot!! Though they had a hand in getting me to the "good credit land" I'm in now.

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Contributor
Strepthroat
Posts: 172
Registered: ‎06-13-2008

Re: Mini App Spree Results!!

Congrats on the approvals.

Regular Contributor
ReBuildingAgn
Posts: 193
Registered: ‎08-01-2008

Re: Mini App Spree Results!!

Thanks! Strep!

 

Update: I would like to give a farewell to my associates Credit One Bank and First Premier. I thank you for being thre for me when I needed you and I appreciate what you helped me to establish with my good friend FICO. However, it's time for us to part ways. I have better pals with greater limits and no fees now. Love ya, mean it, and good bye ! :smileyhappy:

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Contributor
Strepthroat
Posts: 172
Registered: ‎06-13-2008

Re: Mini App Spree Results!!

Good riddance indeed.  Happy Rebuilding!

Established Member
BallaOnnaBudget
Posts: 32
Registered: ‎01-15-2012

Re: Mini App Spree Results!!

Did you apply for the other 2 cards before or after your Barclays approval???  I'm tempted to take a shot at Discover more but I just got my Barclays card and don't want the to AA me. Thanks in advance!

Regular Contributor
ReBuildingAgn
Posts: 193
Registered: ‎08-01-2008

Re: Mini App Spree Results!!

I applied for the other 2 on the same day. Within hours of each other. Not sure if this helps....

;Starting Score: Low 500s FICO Aug 2008
Current Score: EQ 668 EX 723 TU 723 (All FICO)
Goal Score: 720s Across the Board! Almost there!

Cap1 NHR ($1250), GE Rooms2Go ($4k), WalMart Discover ($3250), Barclay's Rewards MC ($2k), Amex BCE ($5K), Kohl's ($1K), Chase Freedom ($3K), Discover More ($1K)
Established Contributor
NikJ4
Posts: 649
Registered: ‎01-24-2008

Re: Mini App Spree Results!!

Super Congrats.... That is fantastic!



Start Score:493Current Score: 623 as of 3/1613.
Goal Score: 700>>>>>App free since 3/21/13

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