Mini App Spree......Thanks GEMB!

UpNComing · ‎02-11-2012

So I'm having Lasik surgery later this month and applied for the Care Credit Card. I was happy they approved me for $3K. I figured I'd use the opportunity to app for a couple more GEMB cards......

Care Credit approved 3,000 CL

Amazon approved 600 CL

Walmart approved 500 CL

Non GEMB, Best Buy Store Card - declined (offered RZMC, think I'll decline)

The Amazon and Walmart are my lowest CL but I hear GEMB is generous with CLI's. How long should I wait to ask for CLI's on Amazon and Walmart?

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682

CS800 · ‎02-11-2012

Congrats !!

Got to love GE

UpNComing · ‎02-11-2012

Thanks CS800! My ultimate goal is to app for the Lowes Project Card for our kitchen remodel.

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682

webhopper · ‎02-11-2012

Congrats !

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

Guava · ‎02-11-2012

congrats!

Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean

Take the FICO Fitness Challenge

drkaje · ‎02-11-2012

Congrats!!

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

Take the FICO Fitness Challenge

Anonymous · ‎02-11-2012

i took the plunge and was approved $500 limit

UpNComing · ‎02-11-2012

@Anonymous wrote:
i took the plunge and was approved $500 limit

Congrats!! Which one did you app for?

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682

Anonymous · ‎02-11-2012

I had applied for the store card

UpNComing · ‎02-11-2012

@Anonymous wrote:
I had applied for the store card

From what I've gathered while combing through the threads four billing cycles seems to be the magic number before CLI.

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682