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Thought I would share...
Discover More: Approved 6,500
Costco Amex True Earning: DECLINED
CU Auto loan: Pre approved for 25K @ 7.99% apr
CU Visa: Approved 1K CLI (with auto loan HP)
BoA Auto Finance: Approved for 26K loan @ 6.79% apr for 72 months (accepted this offer)
Walmart Card: Approved $700 CL (Free TU08 Fico)
I was too ashamed of apping for the Costco in person and getting a instant denial . So I'll be patient and wait for their decision. Discover decided to eclipse my total revolving credit line (6100) by 400 dollars and give me the biggest credit lime I have had in my life! I have 0% APR and BT for 15 months. I'm up to 12,600 in total CL's now!!!
Congratulations! That is a good CL for the Discover card, and I can't imagine why you would be denied for the Costco TE. It does take a week for them to verify though, so it's a really bad waiting game. If I were you, I'd just go to a farther Costco and apply in person, it's not like you have to see them any time soon (though I didn't know you could apply in person at a Costco when I applied).
I am sending good TE mojo your way, so keep us posted!
Congrats! Awesome limit w/Discover!
@teenastie wrote:Thought I would share...
Discover More: 6,500
Costco Amex True Earning: Awaiting Verification of Costco membership.
I was too ashamed of apping for the Costco in person and getting a instant denial . So I'll be patient and wait for their decision. Discover decided to eclipse my total revolving credit line (6100) by 400 dollars and give me the biggest credit lime I have had in my life! I have 0% APR and BT for 15 months. I'm up to 12,600 in total CL's now!!!
Big Congrats!!!!
Thanks y'all!
I actually apped last night and got the 5-7 day message. I called this morning and the rep asked me a few questions. He asked what did I want to do with the card I told him BT and Shop at Sam's. He reviewed my file and asked me about my apps from last year. I told him the Amex's were for Costco and I used my mastercard (HSBC Orchard) for Sam's. I told him at least 3 times that I had the card for 6 years and I only have a $600 CL he laughed and said "let me see what I can do." Good People I think this will be the beginning of a beautiful relationship!
@Anonymous wrote:Congratulations! That is a good CL for the Discover card, and I can't imagine why you would be denied for the Costco TE. It does take a week for them to verify though, so it's a really bad waiting game. If I were you, I'd just go to a farther Costco and apply in person, it's not like you have to see them any time soon (though I didn't know you could apply in person at a Costco when I applied).
I am sending good TE mojo your way, so keep us posted!
Thanks!!!
I was approved 1 time at Sears in person about 14 years ago! Since then I have never been approved in store. It's an aweful feeling!
@teenastie wrote:
@Anonymous wrote:Congratulations! That is a good CL for the Discover card, and I can't imagine why you would be denied for the Costco TE. It does take a week for them to verify though, so it's a really bad waiting game. If I were you, I'd just go to a farther Costco and apply in person, it's not like you have to see them any time soon (though I didn't know you could apply in person at a Costco when I applied).
I am sending good TE mojo your way, so keep us posted!
Thanks!!!
I was approved 1 time at Sears in person about 14 years ago! Since then I have never been approved in store. It's an aweful feeling!
I hate that myself!! esp. when there is a line behind you!
Discover did that to me as well. My highest reporting CC was $2k, they gave me $5k. I do have a Dell account at $5.5k but that's hardly the same.
TBH bichonmom and LS's recent sucess were big motivators in my recent spree! Thanks guys!