@jboy1972 wrote:
Thanks, Will Do!!
I will be using BCE and Chase for my primary cards, so I will see in a year if i can lower my APR and maybe Chase will give me a CLI in the near future as well.
Sounds like you have a good plan. There is a possibility that Chase may auto-CLI (anywhere from 6-12 months). If that does not occur, then you can request a CLI at some point in the future, just be aware that it will be a HP. However, if you are in "garden mode", and as your recent inquiries age over time, then you may feel that an HP may be warranted for the CLI. Best of luck on your credit journey!
