10-03-2012 01:58 PM
Well my credit has been in standby mode for a few months with this mortgage stuff. We closed on our house this morning and funded, so I decided to come home and app for a few cards and had some success
Chase Freedom Sig - 6k
Bank of America 123 Sig - 5k
Us Bank Cash Plus - In review
Amex BCE- In review
Pretty hapy with the 2 CL's since my highest was 2240 and I've had horrible credit up until I cleaned it up. Nice to have a couple signature cards. Going into the garden for a long time now!
10-03-2012 01:59 PM
Dude, sweet approvals .
I do find it interesting that both Chase and BOFA more than doubled your prior limits, I'd be darned happy with that too, mucho congratulations!
10-03-2012 02:21 PM
Wow very nice!
10-03-2012 02:26 PM
i would use that link to check the status i bet they have decided already. It took about 5 minutes for mine to come up as approved.
10-03-2012 02:27 PM
Congrats! Check amex's site for app status.
10-03-2012 02:32 PM
Thanks guys, I'm definitely stoked that they doubled the limit on my highest card. My scores at the time of app was 740 EQ and 729 TU(none pulled TU), and EX I have no idea what it is right now. BOFA pulled EX though.
I called the backdoor number on both usb and AMEX. Amex declined me and I didn't ask why, don't really care after getting those 2 credit lines and since I have a Zync it was only a SP for the denial.
The Cash Plus I found out was declined due to being notified of so many applications today. Not sure what the service is but it raised a possible fraud/taking on too much credit flag and they looked at my credit and said it was great and my relationship with the bank was good so they are sending it to the VP for review and I would hear within 4 business days.
All in all, whether cash plus goes thru or not I got 2 great Sig cards and I'm gardening hardcore!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.