Mini Spree Today

[PlasticOrPlastic]

Slaughtered on the app spree.  HH Gregg - Denied, Home Depot - Approved 5k, Menards - Denied, Chase Freedom - Denied, and just for fun BofA - Denied. 

Very uneventful

[GetMeSlick]

what is your scores before spree?

[PlasticOrPlastic]

Mid 700's...

[GoldSorata]

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@Anonymous wrote:

Why not go for something that will give you a bonus?  Closing on a new house is going to be full of expenses that you could use to reach a min spend for bonus.

Have you checked on capital 1 for prequalification?  How many inqs do you have? If I were you, I would try to apply for TWO venture cards, taking advantage of the triple pull. And don't activate the second venture until you have spent the first $3,000.  Then after you hit the promos on both, eventually you could combine limits to one card, downgrade to VentureOne or maybe move the limits to your quicksilver.

Thoughts?

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I'm pretty sure that the 90 day window starts right after you apply, not when you activate the card (activating is for the card itself, not the actual account just opened). So the $3000 spend on two Venture cards when apped at the same time will have to be made in the same 90 day window.

[Callandra]

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@GoldSorata wrote:

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@Anonymous wrote:

Why not go for something that will give you a bonus?  Closing on a new house is going to be full of expenses that you could use to reach a min spend for bonus.

Have you checked on capital 1 for prequalification?  How many inqs do you have? If I were you, I would try to apply for TWO venture cards, taking advantage of the triple pull. And don't activate the second venture until you have spent the first $3,000.  Then after you hit the promos on both, eventually you could combine limits to one card, downgrade to VentureOne or maybe move the limits to your quicksilver.

Thoughts?

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I'm pretty sure that the 90 day window starts right after you apply, not when you activate the card (activating is for the card itself, not the actual account just opened). So the $3000 spend on two Venture cards when apped at the same time will have to be made in the same 90 day window.

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And I thought Cap1 did not allow you to move/combine limits? 

[PlasticOrPlastic]

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@Callandra wrote:

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@GoldSorata wrote:

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@Anonymous wrote:

Why not go for something that will give you a bonus?  Closing on a new house is going to be full of expenses that you could use to reach a min spend for bonus.

Have you checked on capital 1 for prequalification?  How many inqs do you have? If I were you, I would try to apply for TWO venture cards, taking advantage of the triple pull. And don't activate the second venture until you have spent the first $3,000.  Then after you hit the promos on both, eventually you could combine limits to one card, downgrade to VentureOne or maybe move the limits to your quicksilver.

Thoughts?

---

I'm pretty sure that the 90 day window starts right after you apply, not when you activate the card (activating is for the card itself, not the actual account just opened). So the $3000 spend on two Venture cards when apped at the same time will have to be made in the same 90 day window.

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And I thought Cap1 did not allow you to move/combine limits? 

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They dont, at least they say no every single time I try on my QS's

[Anonymous]

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@PlasticOrPlastic wrote:

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@Callandra wrote:

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@GoldSorata wrote:

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@Anonymous wrote:

Why not go for something that will give you a bonus?  Closing on a new house is going to be full of expenses that you could use to reach a min spend for bonus.

Have you checked on capital 1 for prequalification?  How many inqs do you have? If I were you, I would try to apply for TWO venture cards, taking advantage of the triple pull. And don't activate the second venture until you have spent the first $3,000.  Then after you hit the promos on both, eventually you could combine limits to one card, downgrade to VentureOne or maybe move the limits to your quicksilver.

Thoughts?

---

I'm pretty sure that the 90 day window starts right after you apply, not when you activate the card (activating is for the card itself, not the actual account just opened). So the $3000 spend on two Venture cards when apped at the same time will have to be made in the same 90 day window.

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And I thought Cap1 did not allow you to move/combine limits? 

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They dont, at least they say no every single time I try on my QS's

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I was going to question on the 'don't activate until' part. That'd be cool, as you could app in a spree but spread spend. I've never heard of that, but I'll see what others say. 

And my understanding is that no combining limits NOW with C One, but that it's a rumor that's always been around but gained some steam lately. 

OP congrats on the HD card. They're pretty good at recon either at opening or when you're trying to make a big purchase. May be another HP, but don't count it out. 

Sounds like you're doing awesome for where your past finances have been, even without a perfect spree. Congrats on your new home.