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So I'm closing on my home today at 11 AM, I'm planning a mini app spree today for some things around the house.
So far I'm trying for a 8.99% Card at my CU, a Home Depot Card, and an HH Gregg Card. I'm hoping this will round out my collection for this year (haven't apped since last year due to buying the house) Any thing else out there I should be looking at?
What cards do you already have? (If they're in your sig I can't see them cause I'm on my phone, sorry)
I currently have:
Discover it - $13,000
Sallie Mae - $10,000
Amazon - $2,600
Best Buy - $2,000
Capital One QS - $6500
BofA - $2,000
Express - $600
brclark, I would get a Lowes, but the nearest Lowes to me is 45 min away...not worth it at this point. As far as BB and HH Gregg I have the BB card, but the prices and financing options at HH are much better. Almost 30 months 0% at HH plus 5% off purchase and BB is 18 months with nothing else.
Edit: I have a BK7 from 2011 otherwise I'd definitely try for a Citi, Chase, or Amex. Those are on the back burner for another 6 years though...
Why not go for something that will give you a bonus? Closing on a new house is going to be full of expenses that you could use to reach a min spend for bonus.
Have you checked on capital 1 for prequalification? How many inqs do you have? If I were you, I would try to apply for TWO venture cards, taking advantage of the triple pull. And don't activate the second venture until you have spent the first $3,000. Then after you hit the promos on both, eventually you could combine limits to one card, downgrade to VentureOne or maybe move the limits to your quicksilver.
Thoughts?
Congrats on house. Enjoy the spree
congrads on the closing check the c1 site for the prequal for the venture card you should get a nice SL
Grats on closing. Report back how app spree went.
@Anonymous wrote:Why not go for something that will give you a bonus? Closing on a new house is going to be full of expenses that you could use to reach a min spend for bonus.
Have you checked on capital 1 for prequalification? How many inqs do you have? If I were you, I would try to apply for TWO venture cards, taking advantage of the triple pull. And don't activate the second venture until you have spent the first $3,000. Then after you hit the promos on both, eventually you could combine limits to one card, downgrade to VentureOne or maybe move the limits to your quicksilver.
Thoughts?
^^^^ . . . Congrats on closing! Good luck with your credit decisions!