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Established Member
DrBlackBelt
Posts: 29
Registered: ‎10-06-2010

Mini-app Spree After 7+ Years

After disappearing from our EQ and EX CR's over the previous 2 - 3 months, our Ch13 BK aged off our TU CR's about two weeks ago, and DW and I decided the time was finally right to apply for a couple of CC's.  I applied for an Amex Blue Cash Preferred, and DW applied for a Citi Forward (in order to split up the inquiries).  At application time, my FICO scores were those indicated in my signature - not sure about DW's.  To our immense satisfaction, both applications were accepted - Amex CL of $4k and Citi CL of $7k!  We've also added each other as AU's on our respective cards.  Note that the Amex and Citi applications resulted in only a single Experian inquiry each, and we live in West Texas.  With the record of the BK finally gone, a huge weight has been lifted, and we are super excited to have these new rewards cards.


Starting Score: EQ 683, TU 617, EX ?
Current Score: EQ 716, TU 785, EX ?
Goal Score: 750+


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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Mini-app Spree After 7+ Years

Congrats, and great job on being patient, and waiting for the BK to age off.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Contributor
tntexans72
Posts: 1,071
Registered: ‎04-24-2008

Re: Mini-app Spree After 7+ Years

What CITI and Amex cc did you get approved for?

What is your APR %?

BTW...congrats!!

Established Contributor
UFGuy2006
Posts: 712
Registered: ‎08-02-2008

Re: Mini-app Spree After 7+ Years


DrBlackBelt wrote:

After disappearing from our EQ and EX CR's over the previous 2 - 3 months, our Ch13 BK aged off our TU CR's about two weeks ago, and DW and I decided the time was finally right to apply for a couple of CC's.  I applied for an Amex Blue Cash Preferred, and DW applied for a Citi Forward (in order to split up the inquiries).  At application time, my FICO scores were those indicated in my signature - not sure about DW's.  To our immense satisfaction, both applications were accepted - Amex CL of $4k and Citi CL of $7k!  We've also added each other as AU's on our respective cards.  Note that the Amex and Citi applications resulted in only a single Experian inquiry each, and we live in West Texas.  With the record of the BK finally gone, a huge weight has been lifted, and we are super excited to have these new rewards cards.


Great job!

FICO: EX: 735 (5/14); TU: 776 (5/14); EQ 711 (5/14)

In My Wallet: Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 5 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps for the next 6 months! Last inq 5/27/2014.

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