After disappearing from our EQ and EX CR's over the previous 2 - 3 months, our Ch13 BK aged off our TU CR's about two weeks ago, and DW and I decided the time was finally right to apply for a couple of CC's. I applied for an Amex Blue Cash Preferred, and DW applied for a Citi Forward (in order to split up the inquiries). At application time, my FICO scores were those indicated in my signature - not sure about DW's. To our immense satisfaction, both applications were accepted - Amex CL of $4k and Citi CL of $7k! We've also added each other as AU's on our respective cards. Note that the Amex and Citi applications resulted in only a single Experian inquiry each, and we live in West Texas. With the record of the BK finally gone, a huge weight has been lifted, and we are super excited to have these new rewards cards.
