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Mini app Spree

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grubs
Valued Member

Re: Mini app Spree

UPDATE: Instantly Approved for the AMEX BCE! I apped through the credit card match website and got the sign up offer of $150 cash back after spedning $500 in the first three months. APR 12.99%(my lowest)

 

so excited, how do I find out my Credit Line? and how do i get it expedited?

Message 11 of 20
SteveUrkel
Frequent Contributor

Re: Mini app Spree

Congrats! I really want that card

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 12 of 20
09Lexie
Moderator Emerita

Re: Mini app Spree

Message 13 of 20
grubs
Valued Member

Re: Mini app Spree


@CarlosC88 wrote:
Congrats! I really want that card

Thanks! It was on the top of my list. good luck when you apply!

Message 14 of 20
grubs
Valued Member

Re: Mini app Spree

Another update: called in to check my CL and the nice rep told me $3700!!! I'm stoked was honestly expecting $1000 because of my income. My question is when applying for the 3X's CLI in 61 days is it okay for me to request the full amount? Which would be $11,100(about $50 more than my income) or should I request a smaller amount?

I'm pretty responsible with this credit business so I wouldn't even pass the 30% mark, but it would be nice to have a 5 figure cl.

Message 15 of 20
BearsAndTurtlesRtheBest
Senior Contributor

Re: Mini app Spree

holy moly! Congrats!!!! AND THUMBS UP ON INITIAL CL thatS even better than others who apply and begin with a $1k CL Congrats to you!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 16 of 20
grubs
Valued Member

Re: Mini app Spree

Anyone know if I can request the full 3x's CLI?
Message 17 of 20
_jb_
Frequent Contributor

Re: Mini app Spree

You can. I don't know that I would though. I'd just stick with the $3700 and when you need more credit (ie: have more income), ask for the 3x then. There is no hardfast rule that says you have to ask for 3x right at the 61 day mark.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 18 of 20
rtw
Established Contributor

Re: Mini app Spree

Congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 19 of 20
enharu
Super Contributor

Re: Mini app Spree

grats!

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 20 of 20
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