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Minimum FICO Score For Capital One

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Cotton_Britches
Frequent Contributor

Minimum FICO Score For Capital One

Anyone know the minimum score required for a Capital One starter card/rebuilder card? My highest score at the moment is FICO 585 on Equifax. 

“Faith is taking the first step even when you don’t see the whole staircase.”
Message 1 of 18
17 REPLIES 17
pizza1
Community Leader
Super Contributor

Re: Minimum FICO Score For Capital One

oohhhh....mmmm, thats a toughie.

Id say 50/50 shot at the Plat for a $200-$300 cl.

Have you gone over to who pulled my credit and checked out cap1 with your scores???  Or checked out the prequal site on Cap1's site?? 

Message 2 of 18
Anonymous
Not applicable

Re: Minimum FICO Score For Capital One

for secured i have seen 530s but for unsecured you should still be in the running. my ex wife got the platinum with sub 600 scores and she's the most financially retarded person i know lol
Message 3 of 18
Cotton_Britches
Frequent Contributor

Re: Minimum FICO Score For Capital One

I can't find the site who pulled my credit. Is there a link somewhere for it? 

“Faith is taking the first step even when you don’t see the whole staircase.”
Message 4 of 18
Cotton_Britches
Frequent Contributor

Re: Minimum FICO Score For Capital One


@Anonymous wrote:
for secured i have seen 530s but for unsecured you should still be in the running. my ex wife got the platinum with sub 600 scores and she's the most financially retarded person i know lol

Is that why she's now the ex-wife? lol

“Faith is taking the first step even when you don’t see the whole staircase.”
Message 5 of 18
ddemari
Super Contributor

Re: Minimum FICO Score For Capital One

i found some old paperwork a while back from when I was approved for a platinum mastercard back in 2011. fico score based on EQ was 570's. 500 limit. 

Message 6 of 18
Kirmie2010
Established Contributor

Re: Minimum FICO Score For Capital One

Score was 582 when I got my platinum and quicksilver one.

300 dollar limits.

 

Message 7 of 18
Anonymous
Not applicable

Re: Minimum FICO Score For Capital One

capital one is the ultimate rebuilder/i screwed up (okay maybe a lot)/i need a fourth chance lender. don't fret too much
Message 8 of 18
pizza1
Community Leader
Super Contributor

Re: Minimum FICO Score For Capital One

Id say apply for the plat,
Message 9 of 18
Anonymous
Not applicable

Re: Minimum FICO Score For Capital One

and cotton, that's part of it. before her i always had money saved. with her i got in $8k in debt and now she's gone i am good and saving money again. it's amazing what a wife can do with money lol jk jk jk. but my ex... yes. i don't look back.
Message 10 of 18
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