Minimum Income and Amex Plat

[Anonymous]

Hello All,

I was hoping someone could provide me guidance before I apply for an Amex Plat Charge. My current income is 24k but I travel a good bit. My taravel is paid for and I have the option of paying for travel and being reinbursed for it. This travel is not included in the 24k. They sent me an offer for 25k MR with 1k spend in 3 months and im really considering this card. I was wondering if this income would be enough for this card though. If anyone has any experience with this please let me know.

Thanks

[Creditaddict]

I think so

[andre181]

As long as your income is enough for you to pay your living expenses and repay whatever debt you have, its probably enough.

[Anonymous]

Thanks guys. Currently have no debt and dont ever charge what I cant pay in full.

[hemi961]

If you go to the Amex website and apply for the card without using you pre-approval they will give you 50,000. MR points. They will pull your credit either way and you'll either measure up or you won't regardless of any pre-approval they may have sent you. If it were me, I would forget the offer and app cold from the website. It has always worked for me.

[Anonymous]

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@hemi961 wrote:
If you go to the Amex website and apply for the card without using you pre-approval they will give you 50,000. MR points. They will pull your credit either way and you'll either measure up or you won't regardless of any pre-approval they may have sent you. If it were me, I would forget the offer and app cold from the website. It has always worked for me.

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Where do you see 50k MR for Plat? Ive cleared my cookied and tried firefox, chrome, and safari. No offers come up.

[Walt_K]

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@Anonymous wrote:

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@hemi961 wrote:
If you go to the Amex website and apply for the card without using you pre-approval they will give you 50,000. MR points. They will pull your credit either way and you'll either measure up or you won't regardless of any pre-approval they may have sent you. If it were me, I would forget the offer and app cold from the website. It has always worked for me.

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Where do you see 50k MR for Plat? Ive cleared my cookied and tried firefox, chrome, and safari. No offers come up.

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50K offer expired a short while back.  There were a couple links that still had it active after it was supposed to expire, but I don't think those are active anymore either.  This was the last time I saw an active link.  I haven't checked it again because I don't feel like clearing my cookies, but you can try it.  http://thepointsguy.com/2011/04/american-express-platinum-card-50000-sign-up-bonus-link/

[trumpet-205]

You said that you would be reimburse for your travel expense, but they wouldn't reimburse $450 of AF would they? Can you pay AF of $450 up front?

I would suggest applying using preapproval, since I can't find 50000 MR points offering.

[hemi961]

Sorry about that. My computer has been in the shop for about a week now and I have been using my IPAD and didn't realize I had logged into my Amex account with it a couple of weeks ago and so the offer I saw probably has expired. I have seen offers better than the pre-approved ones many times, but it looks like the 25,000 may be the best out there right now.

[Anonymous]

No problem. If 25k is the most they have at the moment then ill take that. Not exactly aware of the major difference between Membership Rewards and Membership Rewards First other than some more luxery brands. If anyone could chime in on that it would be appreciated.

Thanks for all the help guys.