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Minimum credit history need for Amex PRG?

Frequent Contributor

Minimum credit history need for Amex PRG?

I'm helpming my roommates building his credit file, he just got his CapOne newcomer and BOA secure last month with my suggestion. He will go back to Korea to serve in military in the middle of next year and he asked me whether he can manage to get a free plane ticket for that. I've already added him as AU to several of my CC to thicken his file a bit.

 

My eyes are on the Amex PRG with 25K points, maybe 50K with special offer.

 

So is it possible to get Amex PRG with less than one year's credit history? Thanks.

 

 

 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Message 1 of 12
11 REPLIES
Super Contributor

Re: Minimum credit history need for Amex PRG?

Yes
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 12
Super Contributor

Re: Minimum credit history need for Amex PRG?

Possible sureSmiley Very Happy

its a charge so risk are less

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 12
Contributor

Re: Minimum credit history need for Amex PRG?

i got my PRG with 50k offer with 6 months of history. but they triple pulled.

Credit Karma (TU) : 745 Discover FICO (TU): 770 Credit Sesame (EX): 735 myFICO (EQ) - 713
Amex Simplycash Business - $7000 Travelocity AMEX - $1400 Amex TrueEarnings - $7500 Chase Sapphire - $6000 Citi Forward Student - $5000 Discover IT Student - $1900
Message 4 of 12
Established Contributor

Re: Minimum credit history need for Amex PRG?

^+1

I'm waiting til I get 1 full year of history to see if I can avoid the triple pull.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 5 of 12
Frequent Contributor

Re: Minimum credit history need for Amex PRG?


charleeislegend wrote:

i got my PRG with 50k offer with 6 months of history. but they triple pulled.


I'd glad to hear that it is totally possible.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Message 6 of 12
Senior Contributor

Re: Minimum credit history need for Amex PRG?

Good for you for helping out your friend. Hope everything goes well.

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 7 of 12
Frequent Contributor

Re: Minimum credit history need for Amex PRG?

I was approved for the Amex gold card (not the prg) with 6 months history but I was also triple pulled.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 8 of 12
Senior Contributor

Re: Minimum credit history need for Amex PRG?

I noticed that AMEX doesnt like high UTL even with a score in the low 700s.

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 9 of 12
Frequent Contributor

Re: Minimum credit history need for Amex PRG?


BearsAndTurtlesRtheBest wrote:

Good for you for helping out your friend. Hope everything goes well.


Yeah.. I persuaded someone with parent retired in Army to join NFCU, and then pigybacked the rest ten of us living in the same address(aprtment) into NFCU. And then some of them moved to another Aprtment of the school dorm, and pigybackked others.. it's like a virus spreading.. 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Message 10 of 12