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Frequent Contributor
w20031424
Posts: 360
Registered: ‎10-17-2012
0

Minimum credit history need for Amex PRG?

I'm helpming my roommates building his credit file, he just got his CapOne newcomer and BOA secure last month with my suggestion. He will go back to Korea to serve in military in the middle of next year and he asked me whether he can manage to get a free plane ticket for that. I've already added him as AU to several of my CC to thicken his file a bit.

 

My eyes are on the Amex PRG with 25K points, maybe 50K with special offer.

 

So is it possible to get Amex PRG with less than one year's credit history? Thanks.

 

 

 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
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Re: Minimum credit history need for Amex PRG?

Yes
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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Senior Contributor
myjourney
Posts: 26,105
Registered: ‎02-07-2013
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Re: Minimum credit history need for Amex PRG?

Possible sure:smileyvery-happy:

its a charge so risk are less

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Contributor
charleeislegend
Posts: 103
Registered: ‎07-21-2012
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Re: Minimum credit history need for Amex PRG?

i got my PRG with 50k offer with 6 months of history. but they triple pulled.

Credit Karma (TU) : 745 Discover FICO (TU): 770 Credit Sesame (EX): 735 myFICO (EQ) - 713
Amex Simplycash Business - $7000 Travelocity AMEX - $1400 Amex TrueEarnings - $7500 Chase Sapphire - $6000 Citi Forward Student - $5000 Discover IT Student - $1900
Established Contributor
eviLution
Posts: 705
Registered: ‎06-11-2012
0

Re: Minimum credit history need for Amex PRG?

^+1

I'm waiting til I get 1 full year of history to see if I can avoid the triple pull.

Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Frequent Contributor
w20031424
Posts: 360
Registered: ‎10-17-2012
0

Re: Minimum credit history need for Amex PRG?


charleeislegend wrote:

i got my PRG with 50k offer with 6 months of history. but they triple pulled.


I'd glad to hear that it is totally possible.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,463
Registered: ‎10-02-2012
0

Re: Minimum credit history need for Amex PRG?

Good for you for helping out your friend. Hope everything goes well.

Frequent Contributor
7PM789
Posts: 257
Registered: ‎08-20-2012
0

Re: Minimum credit history need for Amex PRG?

I was approved for the Amex gold card (not the prg) with 6 months history but I was also triple pulled.
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $7.5k - Sam's Club Discover - $10k -
Walmart Discover - $7.5k - Citi T.Y.P. - $5.5k - Chase Freedom - $2.2k -
W.M.TU-775(July/14/) EQ-726(July/12) EX-753(Jan/13)
Audi, Vide, Tace. . .


Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,463
Registered: ‎10-02-2012
0

Re: Minimum credit history need for Amex PRG?

I noticed that AMEX doesnt like high UTL even with a score in the low 700s.

Frequent Contributor
w20031424
Posts: 360
Registered: ‎10-17-2012
0

Re: Minimum credit history need for Amex PRG?

[ Edited ]

BearsAndTurtlesRtheBest wrote:

Good for you for helping out your friend. Hope everything goes well.


Yeah.. I persuaded someone with parent retired in Army to join NFCU, and then pigybacked the rest ten of us living in the same address(aprtment) into NFCU. And then some of them moved to another Aprtment of the school dorm, and pigybackked others.. it's like a virus spreading.. 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K

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