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Frequent Contributor
Posts: 360
Registered: ‎10-17-2012
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Minimum credit history need for Amex PRG?

I'm helpming my roommates building his credit file, he just got his CapOne newcomer and BOA secure last month with my suggestion. He will go back to Korea to serve in military in the middle of next year and he asked me whether he can manage to get a free plane ticket for that. I've already added him as AU to several of my CC to thicken his file a bit.

 

My eyes are on the Amex PRG with 25K points, maybe 50K with special offer.

 

So is it possible to get Amex PRG with less than one year's credit history? Thanks.

 

 

 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
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Re: Minimum credit history need for Amex PRG?

Yes
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Re: Minimum credit history need for Amex PRG?

Possible sureSmiley Very Happy

its a charge so risk are less

+ Chase ink =




Contributor
Posts: 103
Registered: ‎07-21-2012
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Re: Minimum credit history need for Amex PRG?

i got my PRG with 50k offer with 6 months of history. but they triple pulled.

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Established Contributor
Posts: 712
Registered: ‎06-11-2012
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Re: Minimum credit history need for Amex PRG?

^+1

I'm waiting til I get 1 full year of history to see if I can avoid the triple pull.

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Frequent Contributor
Posts: 360
Registered: ‎10-17-2012
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Re: Minimum credit history need for Amex PRG?


charleeislegend wrote:

i got my PRG with 50k offer with 6 months of history. but they triple pulled.


I'd glad to hear that it is totally possible.

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
Senior Contributor
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Registered: ‎10-02-2012
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Re: Minimum credit history need for Amex PRG?

Good for you for helping out your friend. Hope everything goes well.

$300$300
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Frequent Contributor
Posts: 268
Registered: ‎08-20-2012
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Re: Minimum credit history need for Amex PRG?

I was approved for the Amex gold card (not the prg) with 6 months history but I was also triple pulled.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
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Senior Contributor
Posts: 3,915
Registered: ‎10-02-2012
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Re: Minimum credit history need for Amex PRG?

I noticed that AMEX doesnt like high UTL even with a score in the low 700s.

$300$300
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Posts: 360
Registered: ‎10-17-2012
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Re: Minimum credit history need for Amex PRG?

[ Edited ]

BearsAndTurtlesRtheBest wrote:

Good for you for helping out your friend. Hope everything goes well.


Yeah.. I persuaded someone with parent retired in Army to join NFCU, and then pigybacked the rest ten of us living in the same address(aprtment) into NFCU. And then some of them moved to another Aprtment of the school dorm, and pigybackked others.. it's like a virus spreading.. 

Fide Amex 15K | Barclays Reward 3.5K | Citi Forward Student 5K | Discover IT 12.8K | US Cash Reward 6K | GE Paypal 5.5K | Wal Discover 6K | CapOne 3.5K | Kohl's 0.3K
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