Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Minimum starting limits for these cards

just planning on my next app spree and wondering what the lowest starting limits are for these cards.  And what order I should apply in.  sorry for the caps I copy pasted from my rebuilding thread.  thanks for any info you can provide.  mike

 

 

 

   PRODUCT CHANGE FROM CAP1 PLAT.  TO PLATNUM PRESTIGE  B/C NO ANNUAL FEE  or drop cap1 all together

   AMEX BLUE CARD  B/C NO A/F

   BARCLAY'S NFL RAVENS card  B/C NO A/F

   DISCOVER MORE CARD B/C NO A/F

   CITI SIMPLICITY OR THANK YOU CARD NOT SURE WITCH IS EASIER TO GET both have  NO A/F


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Frequent Contributor
Posts: 348
Registered: ‎08-17-2012
0

Re: Minimum starting limits for these cards

No idea on the others but amex revolvers seem to have a minimum limit of 1k-if you are borderline for approval. Its probably more common for their revolvers to start at 2k, but 1k seems to be the lowest they go

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Valued Contributor
Posts: 2,512
Registered: ‎11-11-2010
0

Re: Minimum starting limits for these cards

* $1,000 for AMEX BCE

* $500 for Discover More and Citi Simplicity.

 

For Citi ThankYou Preferred, it is a NPSL card. In general if your credit history is not good enough, you will be approved with regular ThankYou card with minimum CL of $500. ThankYou Preferred generally starts with minimum CL of $5,000.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Super Contributor
Posts: 6,143
Registered: ‎12-11-2011
0

Re: Minimum starting limits for these cards

Cap1 lists min cl on their site for each card, but good luck getting a pc, its rare. Barclays nfl is a visa sig which is 5k min but they will counter with visa plat if you qualify and cant get a 5k limit.


Not sure about others.
Highlighted
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Minimum starting limits for these cards

cool thanks for the info everyone

 


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.