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Regular Contributor
ninjamike81
Posts: 198
Registered: ‎08-16-2012

Minimum starting limits for these cards

just planning on my next app spree and wondering what the lowest starting limits are for these cards.  And what order I should apply in.  sorry for the caps I copy pasted from my rebuilding thread.  thanks for any info you can provide.  mike

 

 

 

   PRODUCT CHANGE FROM CAP1 PLAT.  TO PLATNUM PRESTIGE  B/C NO ANNUAL FEE  or drop cap1 all together

   AMEX BLUE CARD  B/C NO A/F

   BARCLAY'S NFL RAVENS card  B/C NO A/F

   DISCOVER MORE CARD B/C NO A/F

   CITI SIMPLICITY OR THANK YOU CARD NOT SURE WITCH IS EASIER TO GET both have  NO A/F


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU WALMART FICO 664 EX FICO 708 LENDER PULL 3/10/2013 EQ FICO 692
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $500, CHASE FREEDOM $1000, CITI SIMPLICITY $1200, DISCOVER MORE $1500, BBRZ $2200
Frequent Contributor
OptimasPrime
Posts: 332
Registered: ‎08-17-2012

Re: Minimum starting limits for these cards

No idea on the others but amex revolvers seem to have a minimum limit of 1k-if you are borderline for approval. Its probably more common for their revolvers to start at 2k, but 1k seems to be the lowest they go

EQ 778 (myFico 05/13) | EX 749 (Amex) | CK 760 | CS 787
Amex Zync | BCE 2.6k | BofA Travel Rewards 4k | Chase Freedom 2.1k | Discover it 4k
Valued Contributor
trumpet-205
Posts: 1,915
Registered: ‎11-11-2010

Re: Minimum starting limits for these cards

* $1,000 for AMEX BCE

* $500 for Discover More and Citi Simplicity.

 

For Citi ThankYou Preferred, it is a NPSL card. In general if your credit history is not good enough, you will be approved with regular ThankYou card with minimum CL of $500. ThankYou Preferred generally starts with minimum CL of $5,000.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Valued Contributor
jsucool76
Posts: 2,736
Registered: ‎12-11-2011

Re: Minimum starting limits for these cards

Cap1 lists min cl on their site for each card, but good luck getting a pc, its rare. Barclays nfl is a visa sig which is 5k min but they will counter with visa plat if you qualify and cant get a 5k limit.


Not sure about others.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Regular Contributor
ninjamike81
Posts: 198
Registered: ‎08-16-2012

Re: Minimum starting limits for these cards

cool thanks for the info everyone

 


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU WALMART FICO 664 EX FICO 708 LENDER PULL 3/10/2013 EQ FICO 692
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $500, CHASE FREEDOM $1000, CITI SIMPLICITY $1200, DISCOVER MORE $1500, BBRZ $2200

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