Credit Cards

[LS2982]

What is the minimum time you have to allow before asking for a Chase CLI on a new account (July)??

I know it is pretty much HP only just curious if I should wait it out a full year or not.

[melbaro]

You shouldn't have a problem going for it today.

I was able to request a CLI on my Freedom a few days after approval. I'm not sure if there is that initial window to do so though.

I just got approved for the CSP today and was considering going for a CLI. I mentioned that I have a card with a higher limit that won't report as such till the second week of October. He said it would be fine if I chose to request it then...

[LS2982]

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melbaro wrote:

You shouldn't have a problem going for it today.

I was able to request a CLI on my Freedom a few days after approval. I'm not sure if there is that initial window to do so though.

I just got approved for the CSP today and was considering going for a CLI. I mentioned that I have a card with a higher limit that won't report as such till the second week of October. He said it would be fine if I chose to request it then...

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Not a good idea to go for it now, as my util. is not proper at this point. I was thinking about 6 months but wanted to know if that is too soon.

[melbaro]

I would call the recon number first and ask. They will in turn transfer you to a CSR to process the CLI and transfer you back. Ask the analyst before you pull the trigger. Either way, you shouldn't have a problem...I believe a PC and/or VISA/MC conversion requires at least a full year though. Definitely wait till everything is pristine. 

[calihlove75]

I recieved my Freedom early June and requested a cli late August by calling number on back of card.  It went from $3000 to $6000...hardpull on TU.

[alboto]

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calihlove75 wrote:

I recieved my Freedom early June and requested a cli late August by calling number on back of card.  It went from $3000 to $6000...hardpull on TU.

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since I got my util down by alot, I might try for a CLI soon!! Having a 500 CL sucks

[MountainHiker]

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alboto wrote:

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calihlove75 wrote:

I recieved my Freedom early June and requested a cli late August by calling number on back of card.  It went from $3000 to $6000...hardpull on TU.

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since I got my util down by alot, I might try for a CLI soon!! Having a 500 CL sucks

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Please post your results it would help those of us in the same 500 CL boat. I'm thinking about trying in march.

[Eschaton]

Yeah having a $500 limit really sucks if that's going to be your primary card, and if you have a Chaes checking account, I see no reason why you would not want this to be your primary card. I was approved on a $500 limit and I had to make multiple payments a month. Between gas, interet and cell phone charges, that's already my limit. Once I get to that amount, I had to switch to my Zync.  

I waited 6 months before requesting a CLI and I used that very reason for why I made my request (I saw this reason by someone who posted that) and was approved to $2000. But I would always be honest with the reason why you're requesting a CLI, if they see you are making multiple payments a month it's a good reason, if not then it might not be such a good idea. 

[LS2982]

Probably be best for me to wait it out a year, 2k is plenty for now.

[navigatethis12]

I requested one a week after approval and another about a month later. Both were approved with no problem. As long as everything is in good shape you should be fine.