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Minimum time requesting Chase CLI

Mega Contributor

Minimum time requesting Chase CLI

What is the minimum time you have to allow before asking for a Chase CLI on a new account (July)??

 

I know it is pretty much HP only just curious if I should wait it out a full year or not.




EQ FICO 548 3/3/16
17 REPLIES
New Contributor

Re: Minimum time requesting Chase CLI

You shouldn't have a problem going for it today.

 

I was able to request a CLI on my Freedom a few days after approval. I'm not sure if there is that initial window to do so though.

 

I just got approved for the CSP today and was considering going for a CLI. I mentioned that I have a card with a higher limit that won't report as such till the second week of October. He said it would be fine if I chose to request it then...

Mega Contributor

Re: Minimum time requesting Chase CLI


melbaro wrote:

You shouldn't have a problem going for it today.

 

I was able to request a CLI on my Freedom a few days after approval. I'm not sure if there is that initial window to do so though.

 

I just got approved for the CSP today and was considering going for a CLI. I mentioned that I have a card with a higher limit that won't report as such till the second week of October. He said it would be fine if I chose to request it then...


Not a good idea to go for it now, as my util. is not proper at this point. I was thinking about 6 months but wanted to know if that is too soon.

 




EQ FICO 548 3/3/16
New Contributor

Re: Minimum time requesting Chase CLI

I would call the recon number first and ask. They will in turn transfer you to a CSR to process the CLI and transfer you back. Ask the analyst before you pull the trigger. Either way, you shouldn't have a problem...I believe a PC and/or VISA/MC conversion requires at least a full year though. Definitely wait till everything is pristine. 

Established Contributor

Re: Minimum time requesting Chase CLI

I recieved my Freedom early June and requested a cli late August by calling number on back of card.  It went from $3000 to $6000...hardpull on TU.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Regular Contributor

Re: Minimum time requesting Chase CLI


calihlove75 wrote:

I recieved my Freedom early June and requested a cli late August by calling number on back of card.  It went from $3000 to $6000...hardpull on TU.


since I got my util down by alot, I might try for a CLI soon!! Having a 500 CL sucks

Established Contributor

Re: Minimum time requesting Chase CLI


alboto wrote:

calihlove75 wrote:

I recieved my Freedom early June and requested a cli late August by calling number on back of card.  It went from $3000 to $6000...hardpull on TU.


since I got my util down by alot, I might try for a CLI soon!! Having a 500 CL sucks


Please post your results it would help those of us in the same 500 CL boat. I'm thinking about trying in march.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor

Re: Minimum time requesting Chase CLI

Yeah having a $500 limit really sucks if that's going to be your primary card, and if you have a Chaes checking account, I see no reason why you would not want this to be your primary card. I was approved on a $500 limit and I had to make multiple payments a month. Between gas, interet and cell phone charges, that's already my limit. Once I get to that amount, I had to switch to my Zync.  

 

I waited 6 months before requesting a CLI and I used that very reason for why I made my request (I saw this reason by someone who posted that) and was approved to $2000. But I would always be honest with the reason why you're requesting a CLI, if they see you are making multiple payments a month it's a good reason, if not then it might not be such a good idea. 

Capital One Journey (12/2010) | Chase Freedom (03/2012) | American Express Zync (03/2012)

Gardening since 03/2012
Experian score: 752 (6/2014)
Mega Contributor

Re: Minimum time requesting Chase CLI

Probably be best for me to wait it out a year, 2k is plenty for now.



EQ FICO 548 3/3/16
Valued Contributor

Re: Minimum time requesting Chase CLI

I requested one a week after approval and another about a month later. Both were approved with no problem. As long as everything is in good shape you should be fine.