@dude11 wrote:
To the OP nothing to worry about. You won't be charged a late fee unless it is 30 days late and then that will also be reported to your CRs. Since you caught it before the 30 days as long as you pay the minimum you will be alright. This happened to me as well not too long ago with Cap One. I missed it by one day and was told what I just mentioned.
Most CCCs will charge you a late fee a millisecond after your due date passes; I doubt CapOne would be any different.
OP, your credit score should be fine but in all likelihood you will incur a fee. You can try calling them up, explaining the situation, and ask them to waive the fee. Also beware of residual interest.
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