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Hi
I am trying to rebuild my credit and have Montgomery Ward Credit acct, however am not seeing it on my report. Can anyone tell me if they have this account and if it reports on their credit?
3/1/15 EQ-535/TU-518/EX-488
Fingerhut Freshstart $230/ Montgomery Ward $125/Crown Jewelers $2500/Merrick Bank Secured $200 (open 2/2015)/First Progess Secured $300(open 3/2015)
I thought Montgomery Ward was bought a decade ago?
how long have you had it? it might be a hidden tradeline where it will report only when you default on it
I so thought they went out of business about 10-15 years ago
I have had it since November 2014, used it in December 2014, and still nothing.
Certainly a name from the past.
They even have a retail brick and motar presence or online only?
Wards is an online/catalog service now. I think its owned by the company that also owns Swiss Colony and a slew of other online/catalog stores. I have their card, but it doesn't report (unless you default or miss payments). You can get credit line increases by using it a few times and paying it off.
I'd try Fingerhut first, that does report.
They do not report, Neither does Stoneberry or Massey's.