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How come you have no rewards on your Green Card? You should be enrolled in the MR program.
Well that was very weird...I called and talked to a rep and he said i was declined and i looked online and it instantly said declined now on the app status...bummer...
@budugu wrote:Isnt MR included in the 95$ Green Card? I thought there was different product at 55$(?) that did not have the rewards.
Even then i agree 95$ is a lot for MR / GC Amex. That is why i am still hanging on to the 25$ Zync
Ah yeah well i guess your right but its just not the greatest rewards is what i meant to say...only 1% or whatever...vs my Chase Freedom and Chase Ink which have significantly more "rewarding" rewards... :-)
@shane82388 wrote:Well that was very weird...I called and talked to a rep and he said i was declined and i looked online and it instantly said declined now on the app status...bummer...
Sorry to hear. Did they tell you why?
@Pat94108 wrote:
@shane82388 wrote:Well that was very weird...I called and talked to a rep and he said i was declined and i looked online and it instantly said declined now on the app status...bummer...
Sorry to hear. Did they tell you why?
yeah but only after i asked the guy...just listed off a bunch of generic non-specific reasons such as balance to limit ratio, inquiries (1 in the last year), etc etc...
The thing is, they are using a report from the beginning of september and a lot has changed since then so im thinking maybe next month things will "appear" better to them since they seem to be a month or so behind current when you go the "already a current account holder - soft inquiry" method for AMEX apps...
@09Lexie wrote:
Current Amex cardmembers should only app after the most updated cr has been SPd if you have made improvements to your file. They will not sp you again when you app-
Is there any way to find this besides pulling backdoor reports or buying FICO scores?
@09Lexie wrote:
I'm not sure what you mean by backdoor reports but SP's are seen only in reports direct from the CB.
As in...go to experian.com say you got denied for credit and pull a report for free or whatever...